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Active - House for sale
38 SE 195TH STREET, Old Town, FL
Facts & features
Why you’ll love it
Experience the best of Florida waterfront living in this beautiful, fully renovated, high and dry 3-bedroom, 2-bathroom home located in the coastal town of Suwannee, where the Suwannee River meets the Gulf. Offering stunning water views and exceptional boating access, this property is a rare opportunity for anglers, boaters, and anyone seeking a peaceful coastal retreat. Inside, the home has been completely renovated with modern finishes throughout, including all new flooring, new paint, new bathrooms, a fully remodeled kitchen, new HVAC, and numerous additional renovations. The open and inviting interior is designed to maximize comfort while complementing the surrounding waterfront setting from every window. Step outside and enjoy multiple levels of expansive low maintenance decking, perfect for entertaining, relaxing, or taking in breathtaking Gulf views and SPECTACULAR sunsets. The property is equipped for serious waterfront enjoyment with two boat lifts, a private dock, RV hookups, and a separate covered dry boat storage area, providing ample space for all your recreational needs. Whether you're looking for a full-time residence, weekend getaway, or investment property, this turnkey waterfront home offers direct access to some of Florida's finest fishing, boating, and natural beauty—all from your own backyard. Owner is a licensed Realtor in Florida.
Listings courtesy of BOSSHARDT REALTY SERVICES LLC as distributed by MLS GRID.
Listed by: Kevin Banes • kevinbanes@bosshardtrealty.com • BOSSHARDT REALTY SERVICES LLC
Co-listed by: BOSSHARDT REALTY SERVICES LLC
Source: Stellar MLS as distributed by MLS GRID, MLS#: GC541382
Based on info available as of Nov 13, 2026 at 12:33 PM EST.
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Affordability
$5,761/mo
- Mortgage$4,799
- Property tax$963
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$18,980 Credit back
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Travel times
About (0131)
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone AE
In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.
More details
Base flood elevation: 15 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$18,980 Credit back
