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Active - House for sale

Elgin, IL

2 bds|2 bth|1,850 sqft

Facts & features

House Property type
2014 Year built
$284 Price/Sqft.
2 car garage Parking
$230/mo HOA
5,227 sqft Lot size

Why you’ll love it

Your next chapter starts here, with resort-style living in this beautifully appointed ranch home in the prestigious 55+ community of Bowes Creek Country Club. A classic brick front, elegant windows with transom accents, and meticulously manicured landscaping create a warm welcome. Inside, gleaming hardwood floors, soaring ceilings, and graceful crown molding set a tone of quality and comfort. The bright, spacious living room centers around a striking bay of windows, opening to a dining room perfect for hosting. The heart of the home is the open kitchen, featuring an abundance of rich 42-inch wood cabinetry for all your storage needs, granite countertops, a mosaic tile backsplash, and stainless steel appliances. A breakfast bar with seating for three is perfect for morning coffee or casual conversation, while recessed lighting keeps the space bright and welcoming. The adjoining dinette, with its large window, is a sunny spot for everyday meals and flows seamlessly into the inviting family room, ideal for gathering with family and friends. A charming bay window completes this comfortable space. Located off the family room, the large private primary suite is a true retreat, featuring a tray ceiling with crown molding, hardwood floors, and multiple windows that bring in soft natural light. The en-suite bath offers a dual-sink vanity with granite countertop, a relaxing whirlpool tub with tile surround, and a separate walk-in shower. A spacious walk-in closet provides plenty of room for your wardrobe and storage. The second bedroom is thoughtfully set apart from the primary suite for added privacy, making it ideal as a guest room or home office, with convenient access to a beautiful full bath. The laundry room, complete with a utility sink and plenty of cabinetry, is conveniently located off the attached two-car garage. Slide open the glass patio door to the expansive paver patio, surrounded by gorgeous landscaping and ready to become your relaxing backyard paradise. As a resident of this vibrant community, you'll enjoy a full calendar of social events and first-class amenities, including a clubhouse with outdoor pool, fitness center, billiards room, tennis, pickleball, and bocce courts, scenic walking paths, and the award-winning Bowes Creek Country Club championship golf course and restaurant. Lawn care and snow removal are included, giving you more time to enjoy it all. Conveniently located near the Randall Road corridor for shopping and dining, downtown St. Charles, the Big Timber Metra station, and major routes. Move right in and start living the maintenance-free lifestyle you've earned!

Translating description...

Listings courtesy of Baird & Warner as distributed by MLS GRID.

Listed by: Karen Wehrli • Baird & Warner

Co-listed by: Baird & Warner

Source: MRED as distributed by MLS GRID, MLS#: 12794381 MRED as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 8:11 AM EST.

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Affordability

$340,000$710,000
1%20%
0%90%
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Estimated monthly payment

$3,365/mo

  • Mortgage$2,655
  • Property tax$480
  • HOA fee
  • Homeowners insurance
Due at closing$417,375
Down payment held in escrow$105,000
Closing costs$7,875
beycome credit Est.$10,500

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Bowes Creek Country Club

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 14, 2026 at 08:11am EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$525,000 Listed price

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$10,500 Credit back

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