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Active - House for sale

3899 CEDAR HAMMOCK TRAIL, St Cloud, FL

5 bds|3 bth|3,257 sqft

Facts & features

House Property type
39 days on Beycome
2005 Year built
$163 Price/Sqft.
$215/qtr HOA
10,759 sqft Lot size

Why you’ll love it

Discover the perfect blend of space, privacy, and Florida living in this beautiful pool home offering over 3,200 square feet on a generous 1/4 acre lot. Step inside to find a freshly painted interior (2026) that feels bright and move-in ready, while the exterior paint (2026) and newer roof (2/2026) give you peace of mind for years to come. Out back, a screened pool invites year-round enjoyment, all while you take in the serene pond views that create a private, resort-like backdrop. The low HOA fee includes Internet and cable. Located in the peaceful community of Saint Cloud, this home puts you within easy reach of world-famous theme parks, Florida's stunning beaches, and the growing amenities of Lake Nona-yet still delivers the quiet, small-town lifestyle so many buyers crave. Spacious, move-in ready, and set against a tranquil water view. This is the Florida home you have been waiting for. Schedule your private tour today.

Translating description...

Listings courtesy of ERA GRIZZARD REAL ESTATE as distributed by MLS GRID.

Listed by: Laura Block • lblock@eragrizzard.com • ERA GRIZZARD REAL ESTATE

Co-listed by: ERA GRIZZARD REAL ESTATE

Source: Stellar MLS as distributed by MLS GRID, MLS#: O6447689 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$345,000$715,000
1%20%
0%90%
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Estimated monthly payment

$3,437/mo

  • Mortgage$2,680
  • Property tax$685
  • HOA fee
  • Homeowners insurance
Due at closing$421,350
Down payment held in escrow$106,000
Closing costs$7,950
beycome credit Est.$10,600

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$10,600 Credit back

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Travel times

About Stevens Plantation

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$530,000 Listed price

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$10,600 Credit back

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