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Active - House for sale
Champaign, IL
Facts & features
Why you’ll love it
A beautiful home-and an opportunity for a lower mortgage rate! With an acceptable offer, the seller is willing to contribute toward a mortgage interest rate buy-down, helping make your monthly payment more affordable. Terms are subject to negotiation and lender approval. 3916 Bay Circle in Champaign-is a beautifully maintained, Signature-built detached condominium built in 2020. Enjoy the feel and privacy of a standalone home, with no shared walls, along with the convenience of services provided by the condominium association. This spacious ranch-style home features an open-concept floor plan with three bedrooms on the main level and a finished basement that adds an additional bedroom and full bathroom, creating plenty of space for guests, hobbies, or a home office. The kitchen is the heart of the home, showcasing white shaker-style cabinetry, quartz countertops, a large center island, a pantry, and included stainless-steel appliances. The open layout flows seamlessly into the living areas, making entertaining easy and enjoyable. The private primary suite offers a large walk-in closet and a luxurious bath featuring double sinks and a beautifully tiled shower. A convenient main-floor laundry area includes the washer and dryer, which will remain with the home. Step outside to enjoy the professionally landscaped, fenced backyard, complete with an attractive paved patio and an included hot tub-the perfect setting for relaxing, dining, or entertaining outdoors. Additional highlights include a two-car attached garage, modern finishes throughout, and a water-powered backup sump pump that provides added peace of mind during a power outage. With its thoughtful features, desirable location, and the convenience of condo living, this is truly a must-see property!
Listings courtesy of RE/MAX REALTY ASSOCIATES-CHA as distributed by MLS GRID.
Listed by: Michael Hogue • RE/MAX REALTY ASSOCIATES-CHA
Co-listed by: RE/MAX REALTY ASSOCIATES-CHA
Source: MRED as distributed by MLS GRID, MLS#: 12721856
Based on info available as of Nov 13, 2026 at 7:32 PM EST.
Come see by yourself
Affordability
$2,973/mo
- Mortgage$2,149
- Property tax$674
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$8,500 Credit back
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Travel times
About Champaign
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone X
Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.
More details
Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved.
Based on information submitted to the MLS GRID as of Nov 13, 2026 at 07:32pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$8,500 Credit back
