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Active - House for sale

3922 CEDAR HAMMOCK TRAIL, St. Cloud, FL

3 bds|2 bth|1,895 sqft

Facts & features

House Property type
158 days on Beycome
2007 Year built
$190 Price/Sqft.
2 car garage Parking
$215/qtr HOA
9,670 sqft Lot size

Why you’ll love it

Back on the market! 3922 Cedar Hammock Trail offers a great opportunity to make your home in a well-established St. Cloud community. Major components have been updated, and a few cosmetic updates will let you add your personal touch. No inspection was conducted during the previous contract; here’s your second chance to make it yours! Tropical landscaping sets the scene for this three-bedroom, two-bath home, while a newer roof, HVAC, and water heater add practical appeal. Inside, natural light fills spacious living and dining areas with the flexibility to create your favorite gathering spot, a cozy reading corner, or room for hosting. The kitchen keeps everyone connected with a breakfast bar, granite countertops, generous cabinet storage, a separate cooktop and wall oven, and a sunny breakfast nook. From weekday breakfasts to a house full of guests, there’s room for everyone. Start your morning with coffee on the covered lanai and end it with dinner on the paver patio. The large fenced backyard offers space for gardening, playing, and enjoying Florida afternoons beneath mature trees. When it’s time to unwind, the spacious primary suite features a walk-in closet, soaking tub, and separate shower. Two additional bedrooms, an indoor laundry room, a side-facing garage, and an extended driveway round out the home. Bring your style, settle in, and make it yours. Take a fresh look at this new price—schedule your private tour today!

Translating description...

Listings courtesy of MAINFRAME REAL ESTATE as distributed by MLS GRID.

Listed by: Carla Trine • carla@carlatrinerealestate.com • MAINFRAME REAL ESTATE

Co-listed by: MAINFRAME REAL ESTATE

Source: Stellar MLS as distributed by MLS GRID, MLS#: O6417320 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

Come see by yourself

Affordability

$235,000$485,000
1%20%
0%90%
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Estimated monthly payment

$2,702/mo

  • Mortgage$1,820
  • Property tax$810
  • HOA fee
  • Homeowners insurance
Due at closing$286,200
Down payment held in escrow$72,000
Closing costs$5,400
beycome credit Est.$7,200

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$7,200 Credit back

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Travel times

About Stevens Plantation

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$360,000 Listed price

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$7,200 Credit back

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