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Active - House for sale

3946 CEDAR CAY CIRCLE, Valrico, FL

4 bds|3 bth|2,453 sqft

Facts & features

House Property type
5 days on Beycome
1990 Year built
$203 Price/Sqft.
2 car garage Parking
$670/qtr HOA
13,536 sqft Lot size

Why you’ll love it

Virtually Staged. Gated River Hills opportunity awaits! This single story 4-bedroom, 3-bathroom home offers 2,453 square feet, a 2-car garage PLUS a screened pool and lanai. A circular driveway greets you as you step through the double door entry into a formal living room with a dining space to your right. A split floorplan has the primary suite just off the living room, separate from the rest of the home. The Primary Suite includes a walk-in closet, dual sinks, soaking tub, step in shower and access to the screened lanai and pool. Find the heart of the home just beyond the dining room, the kitchen and family room combination. The kitchen includes upgraded cabinetry, stone counters, eat up bar seating, eat in space and a bonus additional work sink with pass through window to the lanai. Door of the eat in space leads to the outdoor oasis - in ground pool, large covered seating area and small fenced in yard. The secondary bedrooms with 2 full bathrooms and utility room are down the hall off the family room, creating privacy for all. Located in the gated River Hills community with golf, parks, playground, fitness center, tennis courts and more. Convenient Valrico location close to shopping, restaurants and major roadways. It's good to be home!

Translating description...

Listings courtesy of CARTER COMPANY REALTORS as distributed by MLS GRID.

Listed by: Trish Carter • trishcartertherealtor@gmail.com • CARTER COMPANY REALTORS

Co-listed by: CARTER COMPANY REALTORS

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8566014 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$325,000$670,000
1%20%
0%90%
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Estimated monthly payment

$3,474/mo

  • Mortgage$2,516
  • Property tax$735
  • HOA fee
  • Homeowners insurance
Due at closing$395,513
Down payment held in escrow$99,500
Closing costs$7,463
beycome credit Est.$9,950

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$9,950 Credit back

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Travel times

About River Hills Country Club Ph

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$497,500 Listed price

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$9,950 Credit back

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