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Active - House for sale

3948 SE 40TH STREET, Ocala, FL

3 bds|2 bth + 1 half|3,114 sqft

Facts & features

House Property type
53 days on Beycome
2005 Year built
$220 Price/Sqft.
2 car garage Parking
$125/mo HOA
32,670 sqft Lot size

Why you’ll love it

Virtually Staged. Welcome to 3,114 square feet of comfortable Florida living with a screened saltwater pool, spa and separate pool house designed for entertaining. Step through the foyer where a private office sits to the left before the home opens into a spacious family room with two sets of French doors overlooking the pool and outdoor living area. The primary suite is privately positioned away from the guest bedrooms and features dual closets, marble countertops, a jetted tub, walk-in shower and direct access to the pool. The kitchen offers granite countertops and a breakfast nook, with a separate formal dining room nearby. Guest bedrooms and the second full bathroom are located on the opposite side of the home. Crown molding finishes the bedrooms and formal dining room, while composite wood and tile flooring extend throughout most of the home. Outside, enjoy a freshly painted pool deck, screened saltwater pool with solar heating, gas-heated spa, WiFi-controlled Hayward system and upgraded WiFi pool lighting. The pool was resurfaced with new tile and a new pump in 2021, and the enclosure was rescreened in 2026. The separate pool house adds something special, featuring a half bath and bar area with granite countertop, refrigerator, sink and cabinetry. A sliding pass-through window opens directly to the pool, creating a great setup for entertaining. The space offers plenty of flexibility for a game room, home gym, hobby space or private retreat. Additional features include a 2021 roof, 2021 exterior paint, real wood blinds, lighted art niches, updated light fixtures, whole-home speakers with individual room controls, irrigation, additional attic and kitchen storage, security equipment and original home blueprints. Wire 3 fiber internet is also being installed. This home brings together a spacious split-bedroom layout, dedicated office, inviting indoor living spaces and an outdoor setup made for enjoying Florida year-round.

Translating description...

Listings courtesy of BOFFO REAL ESTATE GROUP LLC as distributed by MLS GRID.

Listed by: Sarah Cooke • Sarah@bofforealestate.group • BOFFO REAL ESTATE GROUP LLC

Co-listed by: Jimmy Cooke Ii • BOFFO REAL ESTATE GROUP LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: OM733331 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$445,000$925,000
1%20%
0%90%
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Estimated monthly payment

$4,050/mo

  • Mortgage$3,464
  • Property tax$462
  • HOA fee
  • Homeowners insurance
Due at closing$544,575
Down payment held in escrow$137,000
Closing costs$10,275
beycome credit Est.$13,700

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$13,700 Credit back

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$685,000 Listed price

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$13,700 Credit back

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