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Listings courtesy of Beycome.

Closed - House

3986 Bedford Ave, Winter Haven, FL 33884

4 bds|3 bth|2,320 sqft

Facts & features

House Property type
187 days on Beycome
2017 Year built
$164 Price/Sqft.
$504/mo HOA
360,502,560 sqft Lot size

Why you’ll love it

This property has been sold with Beycome on February 27, 2026.

  • Pool
  • Garage
  • Stainless steel
  • Quartz counters
  • Gated

>> Spacious 4-Bed, 3-Bath Home in the Premier Gated Community of Traditions at Lake Ruby! >> Welcome to your dream home in one of Central Florida’s most desirable active communities! This beautifully designed 4-bedroom, 3-bath residence sits on an oversized lot with no rear neighbors, offering ultimate privacy and tranquil pond views. >> Inside, you’ll love the triple-split floor plan—well suited for guests or multigenerational living. Crown molding is featured throughout the home. The heart of the home is the kitchen with quartz countertops, stainless steel appliances, tons of cabinet space, and formal dining area—for hosting family and friends. Elegant tile flooring runs throughout the main areas. >> The primary suite is a true retreat, featuring a luxurious en-suite bath with dual vanities, a massive walk-in shower, and a large walk-in closet with ample storage. The large walk in closet is a dream closet. The guest suite is a secondary main bedroom ith its own bathroom. The other guest bedrooms are generously sized, each with convenient access to a well-appointed dual vanity bathroom. >> Step outside to the extended screened lanai with stylish brick pavers—enjoy morning coffee or evening relaxation. Mature landscaping surrounds the home, creating a peaceful, park-like atmosphere. >> Additional features include a Generac whole-home generator, hurricane fabric panels for all windows and sliding doors, and an interior laundry room for everyday convenience. The three car garage provides plenty of storage. >> Community fees include cable, internet, lawn care, exterior house painting, and more—giving you peace of mind and low-maintenance living! Live the Resort Lifestyle Every Day! >> Traditions at Lake Ruby has a 19,000 sq. ft. clubhouse with panoramic lake views, a heated lakeside pool and spa, boat dock with slips, tennis, bocce, shuffleboard, a fitness center, billiards, ballroom, library, hobby rooms, and so much more. Whether you're into pickle ball, tennis, social clubs, active living, or quiet relaxation, this community has it all. Total HOA and Community Fees $485 monthly. Internet, cable, lawn and landscape maintenance, and outdoor house painting are benefits of the community fee.

Translating description...

Listed by: Steven Koleno • (804) 656-5007 • BEYCOME OF FLORIDA LLC

Co-listed by: BEYCOME OF FLORIDA LLC

Source: Beycome, MLS#: 17045031

Based on information as of Sep 02, 2026 at 01:55pm EDT.

Affordability

$245,000$515,000
1%20%
0%90%
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Estimated monthly payment

$2,815/mo

  • Mortgage$1,921
  • Property tax$389
  • HOA fee
  • Homeowners insurance
Due at closing$302,100
Down payment held in escrow$76,000
Closing costs$5,700
beycome credit Est.$7,600

Beycome estimates only. Actual amounts and terms vary by lender and location.

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About Winter Haven

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright Beycome ©2026. Based on information as of Sep 02, 2026 at 01:55pm EDT.