Skip to main content

Active - House for sale

St Charles, IL

5 bds|4 bth + 1 half|7,231 sqft

Facts & features

House Property type
45 days on Beycome
2006 Year built
$221 Price/Sqft.
4 car garage Parking
$2,044/yr HOA
22,216 sqft Lot size

Why you’ll love it

Welcome to an exceptional luxury home in the highly sought-after Prairie Lakes community of St. Charles, offering picturesque lake views, timeless architecture, and an impressive walkout lower level. Surrounded by beautiful landscaping and featuring a nearly all-brick exterior, this distinctive residence combines craftsmanship, space, and an incredible setting. A side-load 4-car garage provides generous parking and storage while preserving the home's impressive curb appeal. Step inside to rich hardwood floors and beautifully detailed millwork throughout. The dramatic family room is anchored by a soaring two-story brick fireplace, while expansive windows fill the space with natural light and showcase the surrounding scenery. Intricate ceiling details add character and elegance throughout the home. A private executive office features rich dark wood trim and custom bookshelves, while the formal dining room is equally inviting, highlighted by bay windows and abundant natural light. At the heart of the home, the kitchen features beautiful wood cabinetry, Viking and Sub-Zero appliances, generous workspace, and an ideal layout for everyday living and entertaining. A light-filled sunroom/multipurpose room provides additional flexible living space. Step outside onto the deck overlooking the beautifully landscaped backyard and enjoy peaceful Prairie Lakes water views. Upstairs, the spacious primary suite offers its own fireplace and a spa-inspired private bath with dual vanities, a glass-enclosed shower, and a large walk-in closet. The additional bedrooms are thoughtfully designed, including bedrooms connected by a Jack-and-Jill bath, while the guest bedroom features its own private ensuite bath, creating an ideal setup for family or overnight guests. The finished walkout lower level offers an impressive extension of the home's living and entertaining space, featuring a large family and recreation area, billiard room, and custom bar with wine refrigerator. The lower-level bedroom features above grade windows that bring in abundant natural light, creating a bright and comfortable space for guests or extended stays. The adjacent full bathroom is perfectly positioned to function as a private bath for the bedroom, providing an ideal guest-suite setup. The lower level also includes a finished storage area, offering an organized and convenient space for suitcases, holiday decor, seasonal items, and additional household storage. Walk directly outside to the backyard and enjoy the home's beautiful landscaping and peaceful lake setting. Another distinctive feature is a thoughtfully designed private lounge, complete with humidity control and a dual air-filtration system, creating an intimate retreat for relaxation and entertaining. Located in prestigious Prairie Lakes and served by highly regarded St. Charles Community Unit School District 303, this home offers the perfect combination of luxury, privacy, and convenience. Just minutes from downtown St. Charles, enjoy easy access to the Fox River, local boutiques, acclaimed restaurants, nightlife, parks, trails, and year-round community events. With five bedrooms, a 4-car garage, lake views, nearly all-brick construction, a private guest-suite-style lower level, and a finished walkout basement, this is a rare opportunity to experience one of St. Charles' most desirable luxury communities.

Translating description...

Listings courtesy of Coldwell Banker Realty as distributed by MLS GRID.

Listed by: Kari Kohler • Coldwell Banker Realty

Co-listed by: William Yurchak • Coldwell Banker Realty

Source: MRED as distributed by MLS GRID, MLS#: 12737253 MRED as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 8:11 AM EST.

Come see by yourself

Affordability

$1,040,000$2,160,000
1%20%
0%90%
Discover how to buy smarter Book a call with our buying expert
Estimated monthly payment

$10,350/mo

  • Mortgage$8,090
  • Property tax$2,089
  • HOA fee
  • Homeowners insurance
Due at closing$1,272,000
Down payment held in escrow$320,000
Closing costs$24,000
beycome credit Est.$32,000

Beycome estimates only. Actual amounts and terms vary by lender and location.

Save Credit back

Make a winning offer, and get up to

$32,000 Credit back

Start an offer

Discover the neighborhood

Travel times

About Prairie Lakes

Loading area overview…

This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 14, 2026 at 08:11am EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$1,600,000 Listed price

Make a winning offer, and get up to

$32,000 Credit back

Make an offer