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Active - House for sale

Ottawa, IL

2 bds|1 bth + 1 half|1,033 sqft

Facts & features

House Property type
66 days on Beycome
2015 Year built
$310 Price/Sqft.
$205/mo HOA

Why you’ll love it

Welcome to easy, low-maintenance living at Heritage Harbor! This charming 2-bedroom cottage in Pelican Landing puts you just steps from the neighborhood pool and within easy reach of everything that makes the Harbor Life special. Whether you're looking for a weekend getaway, year-round home, or investment property, this cottage offers a comfortable home base for enjoying life along the Illinois River. Inside, the open main level brings the kitchen, dining and living spaces together beneath 9-foot ceilings, creating an inviting space for relaxing and entertaining. The kitchen features granite countertops, abundant cabinetry and pantry storage, stainless steel appliances and hardwood flooring. Upstairs, both bedrooms feature vaulted ceilings, ceiling fans and generous closet space, along with a full bath and convenient in-unit laundry. Freshly painted walls and ceilings in 2026 make the home ready for its next owner. Outdoor living is a highlight here. Enjoy morning coffee or an evening with friends on the covered front porch, fire up the grill on the rear porch, or head just a few steps from your back door to the Pelican Landing pool. Beyond the cottage, Heritage Harbor offers a waterfront resort lifestyle with community pools, walking paths, pickleball, playgrounds, community docks and easy access to boating and recreation along the Illinois River. Downtown Ottawa and Starved Rock Country are just minutes away, making this an easy escape from everyday life without giving up nearby dining, shopping and conveniences. The home is currently furnished and equipped for participation in the Harbor Inn vacation rental program, offering the next owner the flexibility to continue using it as an investment property if desired. Furnishings and rental-related items may be negotiated separately by bill of sale. An existing lease runs through September 30, 2026. Come for the cottage. Stay for the Harbor Life.

Translating description...

Listings courtesy of Heritage Select Realty as distributed by MLS GRID.

Listed by: Jacob Valle • Heritage Select Realty

Co-listed by: Pierre Alexander • Heritage Select Realty

Source: MRED as distributed by MLS GRID, MLS#: 12751303 MRED as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 7:32 PM EST.

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Affordability

$210,000$430,000
1%20%
0%90%
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Estimated monthly payment

$2,685/mo

  • Mortgage$1,618
  • Property tax$862
  • HOA fee
  • Homeowners insurance
Due at closing$254,400
Down payment held in escrow$64,000
Closing costs$4,800
beycome credit Est.$6,400

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Heritage Harbor

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 13, 2026 at 07:32pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$320,000 Listed price

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$6,400 Credit back

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