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Active - House for sale

402 HILLSBOROUGH STREET, Palm Harbor, FL

5 bds|4 bth + 1 half|5,196 sqft

Facts & features

House Property type
233 days on Beycome
2023 Year built
$823 Price/Sqft.
4 car garage Parking
$1,050/qtr HOA
29,804 sqft Lot size

Why you’ll love it

Welcome to 402 Hillsborough Street, a custom-built 2023 waterfront residence offering a rare combination of scale, privacy, and direct access to multiple water bodies including Boggy Bayou, the Intracoastal Waterway, and the Gulf of America. Situated on a 0.68-acre lot within a private gated community, this property features approximately 5,196 square feet of heated living space and nearly 9,700 total square feet, thoughtfully designed across three levels with elevator access. This five-bedroom, four full and one half-bath home showcases a contemporary architectural design with block construction, metal roofing, and impact-rated windows. Interior features include engineered hardwood and porcelain tile flooring, high and vaulted ceilings, tray ceilings, an open floor plan, and a kitchen-family room combination designed for both daily living and entertaining. The primary suite is located on the third level and includes two walk-in closet and expansive proportions. Additional interior highlights include a bonus room, great room, sauna, electric fireplace, upper-level laundry room, and smart home features including security system, cameras, and touchless entry. The home is equipped with central air, natural gas, tankless water heater, and owned solar panels. Outdoor living is enhanced by a private heated pool and spa, multiple balconies and patios, irrigation system, and mature landscaping. The property offers approximately 600 feet of combined water frontage and includes a 2023 composite dock suitable for fishing and recreational water use such as paddleboarding and kayaking. Parking is extensive with a four-car attached garage, additional two-car carport, circular driveway, EV charging capability, and ample off-street parking. Community amenities include gated access and maintained private roads with HOA services covering exterior maintenance, grounds, and common areas. Located in unincorporated Palm Harbor near golf courses, marinas, and top-rated schools, this property presents a unique opportunity to own a newly constructed waterfront home with expansive water views and access.

Translating description...

Listings courtesy of EXP REALTY LLC as distributed by MLS GRID.

Listed by: Tanner Tillung • Tanner@tillungtampabay.com • EXP REALTY LLC

Co-listed by: Terry Tillung Pa • EXP REALTY LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8491844 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 2:01 PM EST.

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Affordability

$2,780,000$5,770,000
1%20%
0%90%
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Estimated monthly payment

$27,413/mo

  • Mortgage$21,617
  • Property tax$5,446
  • HOA fee
  • Homeowners insurance
Due at closing$3,398,625
Down payment held in escrow$855,000
Closing costs$64,125
beycome credit Est.$85,500

Beycome estimates only. Actual amounts and terms vary by lender and location.

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About Tomaqua

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 12 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 14, 2026 at 02:01pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$4,275,000 Listed price

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