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Active - Townhouse for sale

405 MADEIRA CIRCLE, St. Petersburg, FL

3 bds|3 bth|1,585 sqft

Facts & features

Townhouse Property type
40 days on Beycome
1996 Year built
$378 Price/Sqft.
$645/mo HOA
880 sqft Lot size

Why you’ll love it

BOAT SLIP INCLUDED! This end-unit townhome on the Island of Tierra Verde comes with its own 50-foot deep water boat slip and 11,000 lb lift (lift new in 2017 with a new power box), so your next adventure on the water starts right out back. Inside, the three-bedroom, three-bath home is filled with natural light, thanks to new hurricane impact windows and doors throughout, a major advantage in an end unit. High vaulted ceilings and wide luxury vinyl plank flooring set a bright, modern tone. The living room, with its wood-burning fireplace, opens to the dining room and flows easily into the kitchen, creating a natural gathering space for entertaining. The kitchen features newer cabinetry, stainless steel appliances, and a light, modern backsplash. Step out onto either of two balconies to enjoy the Florida weather with your favorite beverage. The primary suite offers vaulted ceilings and a large walk-in closet, and the primary bath features dark cabinetry and a granite countertop. A large two-car garage provides plenty of extra storage for all your toys, and the long driveway fits two additional cars. Palms of Tierra delivers true resort-style living with a community pool, tennis courts, and a fitness room. The location is hard to beat: Steps to nightlife and restaurants, 2 minutes to the running and bike trail, 5 minutes to the beaches of Fort De Soto Park, 15 minutes to downtown St. Petersburg, and 40 minutes to Tampa International Airport. Start your Florida lifestyle dream today.

Translating description...

Listings courtesy of SMITH & ASSOCIATES REAL ESTATE as distributed by MLS GRID.

Listed by: Collette Richardson • collette@getgulfhomes.com • SMITH & ASSOCIATES REAL ESTATE

Co-listed by: Glen Richardson • SMITH & ASSOCIATES REAL ESTATE

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8555652 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$390,000$810,000
1%20%
0%90%
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Estimated monthly payment

$3,871/mo

  • Mortgage$3,029
  • Property tax$197
  • HOA fee
  • Homeowners insurance
Due at closing$476,205
Down payment held in escrow$119,800
Closing costs$8,985
beycome credit Est.$11,980

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$11,980 Credit back

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Travel times

About Palms Of Tierra

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 9 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$599,000 Listed price

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$11,980 Credit back

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