Skip to main content

Active - House for sale

Ottawa, IL

4 bds|3 bth|3,091 sqft

Facts & features

House Property type
2024 Year built
$320 Price/Sqft.
2 car garage Parking
$205/mo HOA

Why you’ll love it

WOW! WOW! WOW! This custom waterfront masterpiece is the kind of home that stops you in your tracks-and keeps getting better the more you see! Thoughtfully designed to maximize both luxury and the spectacular Harbor views, this one-of-a-kind home offers an exceptional blend of indoor comfort, outdoor living, and resort-style amenities. The welcoming foyer features a custom built-in bench with hooks, setting the tone for the thoughtful details found throughout. The open-concept main level showcases a stunning great room with a gas fireplace framed in shiplap and a dramatic wall of windows that captures the Harbor views and fills the space with natural light. Step directly onto the expansive screened porch-the perfect place for morning coffee, evening cocktails, entertaining or simply taking in the ever-changing waterfront scenery. The kitchen is truly a showstopper! Generous in size and loaded with upgrades, it features a massive island, quartz countertops, tiled backsplash, walk-in pantry, wine refrigerator, double oven, upgraded refrigerator and a corner sink positioned to take full advantage of the views. This is a kitchen designed for both serious cooking and unforgettable gatherings. A first-floor bedroom provides flexibility for guests, family or a private office. Upstairs, the owner's suite is nothing short of a dream. Enjoy your own private balcony overlooking the Harbor, an expansive walk-in closet, luxurious soaking tub, beautifully tiled walk-in shower and access to a large bonus room. Create the ultimate home office, gym, reading lounge, additional sitting area or private sleeping space-the possibilities are endless. A second laundry area is conveniently located on this level. And then there's the finished walk-out basement! Designed for entertaining and everyday enjoyment, this level offers a dry bar, spacious recreation area, second laundry area, abundant storage and walk-out access to a large concrete patio. Storage has been cleverly incorporated throughout the home, ensuring there is a place for everything. The oversized 2.5-car heated garage adds even more functionality and includes a Tesla charger. Located within the marina resort community of Heritage Harbor, this home offers a lifestyle that feels like a permanent getaway. Enjoy outdoor pools, pickleball courts, walking trails, dog park, on-site restaurant, seasonal outdoor bar, boat docks, boat and kayak rentals and easy access to downtown Ottawa and the beauty of Starved Rock Country. Whether you're searching for a luxurious primary residence, a waterfront vacation home, a gathering place for family and friends, or a rental investment, this home delivers. This isn't simply a home on the water-it is a destination, an experience and a lifestyle. Prepare to fall in love!

Translating description...

Listings courtesy of Homesmart Realty Group IL as distributed by MLS GRID.

Listed by: Tammy Barry • Homesmart Realty Group IL

Co-listed by: Homesmart Realty Group IL

Source: MRED as distributed by MLS GRID, MLS#: 12757944 MRED as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 10:33 AM EST.

Come see by yourself

Affordability

$645,000$1,335,000
1%20%
0%90%
Discover how to buy smarter Book a call with our buying expert
Estimated monthly payment

$6,975/mo

  • Mortgage$5,001
  • Property tax$1,769
  • HOA fee
  • Homeowners insurance
Due at closing$786,255
Down payment held in escrow$197,800
Closing costs$14,835
beycome credit Est.$19,780

Beycome estimates only. Actual amounts and terms vary by lender and location.

Save Credit back

Make a winning offer, and get up to

$19,780 Credit back

Start an offer

Discover the neighborhood

Travel times

About Ottawa

Loading area overview…

This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 13, 2026 at 10:33am EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$989,000 Listed price

Make a winning offer, and get up to

$19,780 Credit back

Make an offer