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Active - Condominium for sale

4104 128TH STREET W UNIT 704, Cortez, FL

3 bds|2 bth|2,074 sqft

Facts & features

Condominium Property type
2 days on Beycome
1991 Year built
$376 Price/Sqft.
$1,843/mo HOA
114,337 sqft Lot size

Why you’ll love it

Waterfront Boater’s Paradise | Steps to Anna Maria Island | No Neighbors Above/Below. Experience the ultimate lock-and-leave waterfront lifestyle in this pristine 2,074 sq. ft. end-unit residence, offering the privacy of a single-family home. Perfect for boating enthusiasts, your private, deeded 40-foot boat slip features a 10,000-lb lift (2022) with direct, access to the Intracoastal Waterway. Walk or bike to historic Cortez Village and the white-sand beaches of Anna Maria Island!Inside, soaring 13-foot ceilings and elegant hardwood flooring create an airy, luxurious retreat. The chef’s kitchen boasts abundant granite counter space, while west-facing PGT impact glass sliders frame breathtaking water views and daily sunsets from your private lanai and paver patio. Storage is plentiful with extensive closet space and a private attic.Enjoy total peace of mind with massive infrastructure upgrades: a brand-new HVAC system with all-new ductwork (2025), new PGT impact windows (2025), a new building roof (2025), and new community composite docks (2026). Notably, this resilient residence sustained zero damage during recent hurricanes.Conveniences include two under-building parking spaces and a private, air-conditioned storage unit. Located in a premier, resort-style community, residents enjoy two heated pools, a hot tub, tennis/pickleball courts, a fitness center, and an active clubhouse.HOA Fee ($1,843/mo) Includes: Flood insurance, exterior/grounds maintenance, escrow reserves, pest control, trash, and full amenity access.

Translating description...

Listings courtesy of SAVVY AVENUE, LLC as distributed by MLS GRID.

Listed by: Moe Mossa • Moe@remoe.com • SAVVY AVENUE, LLC

Co-listed by: SAVVY AVENUE, LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: A4712933 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$505,000$1,055,000
1%20%
0%90%
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Estimated monthly payment

$6,176/mo

  • Mortgage$3,944
  • Property tax$389
  • HOA fee
  • Homeowners insurance
Due at closing$620,099
Down payment held in escrow$156,000
Closing costs$11,700
beycome credit Est.$15,600

Beycome estimates only. Actual amounts and terms vary by lender and location.

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About Smugglers Landing Ph Iii

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 8 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$779,999 Listed price

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