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Active - House for sale

4123 ISLAND LAKES DRIVE, Winter Haven, FL

4 bds|2 bth|1,990 sqft

Facts & features

House Property type
107 days on Beycome
2006 Year built
$236 Price/Sqft.
2 car garage Parking
$50/qtr HOA
14,893 sqft Lot size

Why you’ll love it

CHAIN OF LAKES LAKEFRONT LIVING on Lake Rochelle! Welcome to Island Lakes, where everyday life feels like a vacation. Located on the highly desirable Winter Haven Chain of Lakes, this beautifully updated home offers the ultimate waterfront lifestyle—boating, sunset cruising, and lakefront dining right from your own backyard. This 4-bedroom, 2-bath home is designed for both comfort and entertaining, featuring an open floorplan with stunning lake views from the main living areas. The spacious great room is filled with natural light, showcasing soaring ceilings, plant shelves, and an expansive sliding glass door that seamlessly blends indoor and outdoor living. The updated kitchen is both stylish and functional, complete with new cabinetry, solid surface countertops, stainless steel appliances, a full tile backsplash, breakfast bar, and a cozy eat-in nook—all perfectly positioned to take in the water views. The primary suite has been beautifully renovated, featuring a sliding barn door leading to a spa-like bathroom with a walk-in glass and tile shower, dual vanities with stone countertops, and a large walk-in closet with built-ins and hidden storage. Step outside and experience true Florida living with a huge screened outdoor living space complete with a hot tub, perfect for relaxing evenings or entertaining guests year-round. Beyond that, enjoy your private dock with a covered boat lift and freshwater supply, ready for days on the Chain. A public boat ramp is just minutes away. This home also features $92,000 in solar panels, providing exceptional energy efficiency and long-term savings—keeping utility costs low while supporting a more sustainable lifestyle. Additional features include a fully fenced backyard, beautiful lake views, and a prime location near Hwy 27 and I-4 with easy access to Orlando, Disney, Lakeland, and Tampa. This is more than a home—it’s a true Chain of Lakes lifestyle with comfort, efficiency, and unforgettable views.

Translating description...

Listings courtesy of KELLER WILLIAMS REALTY SMART 1 as distributed by MLS GRID.

Listed by: Michelle Howard • Thebestlife062108@gmail.com • KELLER WILLIAMS REALTY SMART 1

Co-listed by: KELLER WILLIAMS REALTY SMART 1

Source: Stellar MLS as distributed by MLS GRID, MLS#: L4963924 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$305,000$635,000
1%20%
0%90%
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Estimated monthly payment

$2,837/mo

  • Mortgage$2,377
  • Property tax$444
  • HOA fee
  • Homeowners insurance
Due at closing$373,650
Down payment held in escrow$94,000
Closing costs$7,050
beycome credit Est.$9,400

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$9,400 Credit back

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Travel times

About Island Lakes

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$470,000 Listed price

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$9,400 Credit back

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