Active - House for sale
4130 40TH STREET S, St. Petersburg, FL
Facts & features
Why you’ll love it
Welcome to Sand & Stone Cottage! Discover this beautifully updated mid-century modern retreat in St. Petersburg's desirable Broadwater neighborhood, just moments from the vibrant Skyway Marina District. Offering 4 bedrooms, 2.5 bathrooms, and 2,390 square feet of thoughtfully designed living space, this distinctive home blends timeless character, modern upgrades, and resort-style Florida living. Step inside to an expansive, light-filled open floor plan featuring distinctive wood-plank ceilings, beautiful tile flooring, and a stunning kitchen with quartz countertops, solid maple cabinetry, stainless-steel appliances, and an oversized island perfect for gathering. The spacious living and dining areas flow seamlessly into an enormous screened-in pool enclosure, creating the ideal setting for entertaining or relaxing in your own private tropical oasis. Outdoor living is truly spectacular! With direct pool access from both the main living area and primary bedroom, indoor-outdoor living couldn't be easier. Enjoy a sparkling saltwater pool, resurfaced in 2023 with a newer salt cell, surrounded by lush tropical landscaping and a spacious screened patio. The fully fenced 0.27-acre property features new vinyl fencing, an outdoor shower, and a reclaimed-water irrigation system. The thoughtfully cultivated garden is a haven for pollinators, featuring an abundance of flowering plants alongside edible landscaping, including lemon and papaya trees, blackberries, and more. The spacious primary suite features a fully remodeled en-suite bathroom (2022), two walk-in closets, and direct access to the lanai. Additional highlights include an interior laundry room, attached two-car garage, and exterior-access utility/storage room. Extensive recent improvements provide exceptional comfort, efficiency, and peace of mind. A beautiful new tile roof was installed in 2024, featuring hurricane wind-mitigation improvements including reinforced roof-deck attachment, hurricane clips securing the roof-to-wall connections, and a sealed roof deck providing secondary water resistance. These improvements resulted in reduced homeowners insurance premiums for the current owners. Other major upgrades include a 2025 UV-equipped HVAC system, updated ductwork and attic insulation, hurricane-impact windows, new impact-rated sliding glass doors, and a 2022 electrical panel. Newer appliances include a 2026 GE Profile refrigerator and large-capacity washer and dryer. There is ample closet space throughout the home, including 10 feet of hallway closets with built-in shelving. A premium 12-stage whole-house water filtration and softening system, installed in 2022, provides exceptional water quality throughout the home, complemented by reverse-osmosis alkaline drinking water at both the kitchen counter and refrigerator. The home has not experienced flooding during the current owners' ownership, including during Hurricanes Helene and Milton. Ideally located near the Pinellas Trail, Sprouts Farmers Market, Starbucks, shopping, restaurants, and the growing Skyway Marina District, with convenient access to St. Pete Beach, Fort De Soto Park, downtown St. Petersburg, and I-275. Sand & Stone Cottage offers a rare combination of distinctive style, substantial upgrades, privacy, and resort-inspired Florida living. Your personal paradise awaits!
Listings courtesy of FLAT FEE MLS REALTY as distributed by MLS GRID.
Listed by: Stephen Hachey • Team@flatfeemlsrealty.com • FLAT FEE MLS REALTY
Co-listed by: FLAT FEE MLS REALTY
Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8565321
Based on info available as of Nov 13, 2026 at 12:33 PM EST.
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Affordability
$5,890/mo
- Mortgage$4,799
- Property tax$1,092
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$18,980 Credit back
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Travel times
About Broadwater
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone AE
In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.
More details
Base flood elevation: 9 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$18,980 Credit back