Skip to main content

Active - House for sale

416 ISLAND CAY WAY, Apollo Beach, FL

4 bds|3 bth|3,028 sqft

Facts & features

House Property type
26 days on Beycome
2011 Year built
$462 Price/Sqft.
3 car garage Parking
$600/yr HOA
27,500 sqft Lot size

Why you’ll love it

WELCOME TO WATERFRONT FLORIDA LIVING AT ITS BEST! Discover 416 Island Cay Way, a one-of-a-kind waterfront pool home tucked away in the intimate gated community of Island Cay in Apollo Beach. Situated on an impressive .63-acre lot with approximately 127 feet of saltwater canal frontage, this spacious one-story home offers over 3,000 square feet of living space, 4 bedrooms, office/den/5 bedroom, 3 baths, 3 garage spaces and an exceptional multigenerational floor plan. The main residence features 2 bedrooms, office/den/3 bedroom, and 2 baths with spacious living and dining areas designed for comfortable everyday living and entertaining. The kitchen features granite countertops, stainless-steel appliances and solid wood cabinetry. What truly sets this property apart is the separate guest/in-law suite offering 2 additional bedrooms, a full bath, living and dining areas, full kitchen, private entrance, dedicated garage and direct access to the pool area—an incredible setup for extended family, guests or multigenerational living. Step outside and experience your own private Florida retreat! The oversized screened lanai surrounds a solar-heated saltwater pool with plenty of space for entertaining, relaxing and enjoying the Florida sunshine. Beyond the lanai, the spacious fenced backyard provides room to enjoy the outdoors and features a fruit tree, while beautiful palm trees welcome you in the front yard and add to the home's tropical appeal. BRING YOUR BOAT! With approximately 127 feet of saltwater canal frontage, this property is made for those who love life on the water. Enjoy your covered dock with electric and water, and a covered 9,000-lb boat lift providing convenient boating access to Tampa Bay and beyond. Imagine stepping out your back door, lowering your boat and heading out for a day on the water! Additional features include waterproof laminate and tile flooring, an expansive brick-paver circular driveway, irrigation system, 3 total garage spaces and beautifully landscaped grounds. Island Cay offers the privacy of gated waterfront living with NO CDD and low HOA fees, all while being conveniently located near shopping, dining, medical facilities, I-75 and the convenience to the Tampa Bay area. POOL, BOAT LIFT, WATERFRONT, OVERSIZED FENCED BACKYARD AND A PRIVATE IN-LAW/GUEST SUITE—this home offers a combination that is hard to find in Apollo Beach. Come experience the waterfront lifestyle and make 416 Island Cay Way your own!

Translating description...

Listings courtesy of RE/MAX BAYSIDE REALTY LLC as distributed by MLS GRID.

Listed by: Paula Thacker • paula.thacker1@gmail.com • RE/MAX BAYSIDE REALTY LLC

Co-listed by: RE/MAX BAYSIDE REALTY LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8558864 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

Come see by yourself

Affordability

$910,000$1,890,000
1%20%
0%90%
Discover how to buy smarter Book a call with our buying expert
Estimated monthly payment

$8,754/mo

  • Mortgage$7,079
  • Property tax$1,625
  • HOA fee
  • Homeowners insurance
Due at closing$1,113,000
Down payment held in escrow$280,000
Closing costs$21,000
beycome credit Est.$28,000

Beycome estimates only. Actual amounts and terms vary by lender and location.

Save Credit back

Make a winning offer, and get up to

$28,000 Credit back

Start an offer

Discover the neighborhood

Travel times

About Island Cay

Loading area overview…

This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$1,400,000 Listed price

Make a winning offer, and get up to

$28,000 Credit back

Make an offer