Back

Listings courtesy of Beycome.

Closed - House

420 Lacosta Ave, Panama City, FL 32404

3 bds|2 bth|1,706 sqft

Facts & features

House Property type
285 days on Beycome
2024 Year built
$214 Price/Sqft.
10,367 sqft Lot size

Why you’ll love it

This property has been sold with Beycome on January 1, 0001.

  • Waterfront
  • Garage
  • Gated
  • Walk-in closet

Welcome to 420 Lacosta Ave, a beautiful waterfront home in the peaceful and quiet neighborhood of Shadow Bay. This brand-new construction has beach access by boat to the Gulf of Mexico. As you step inside, you'll immediately notice the incredible attention to detail, with high ceilings and thoughtfully designed finishes that create a warm, inviting space. The open layout allows for plenty of natural light, making the home feel bright and spacious. The garage is raised and elongated accommodating two large trucks, adding even more convenience to this amazing home. Th master bedroom faces the water, giving you stunning views the moment you wake up. It features gorgeous tile work, a luxurious shower, and a large walk-in closet a perfect blend of comfort and elegance.

Translating description...

Listed by: Steven Koleno • (804) 656-5007 • BEYCOME OF FLORIDA LLC

Co-listed by: BEYCOME OF FLORIDA LLC

Source: Beycome, MLS#: 17069793

Based on information as of Sep 02, 2026 at 11:50am EDT.

Affordability

$235,000$495,000
1%20%
0%90%
Discover how to buy smarter Book a call with our buying expert
Estimated monthly payment

$2,096/mo

  • Mortgage$1,846
  • Property tax$250
  • HOA fee
  • Homeowners insurance
Due at closing$290,175
Down payment held in escrow$73,000
Closing costs$5,475
beycome credit Est.$7,300

Beycome estimates only. Actual amounts and terms vary by lender and location.

Discover the neighborhood

Travel times

About Panama City

Loading area overview…

AI-generated overview for informational purposes only.
Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 8 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright Beycome ©2026. Based on information as of Sep 02, 2026 at 11:50am EDT.