Active - House for sale
4320 FLORAMAR TERRACE, New Port Richey, FL
Facts & features
Why you’ll love it
- Waterfront
- Boat dock
- Boat lift
- Impact windows
- Quartz counters
Prime Waterfront Home in Gulf Harbors, New Port Richey, with 200 feet of water frontage and just minutes to open water! Bring your boat and your water toys to this premier waterfront setup. Situated on a prime .22-acre corner lot, this TURN-KEY, FURNISHIED updated 2-bedroom, 1-bathroom home delivers direct access to the Gulf of Mexico via the North Channel of Gulf Harbors. The outdoor space is built for entertaining, featuring an extra-large custom palapa/tiki hut equipped with electrical for lighting, outdoor TVs, and a speaker system. Fire up the grill under the massive cooking pergola, or relax on the elevated deck over the water. Boating is made easy with a newer 10,000 lb boat lift outfitted with water and electric, plus a newer floating dock complete with kayak storage. Inside, you'll find 18-inch tile flooring in the main living spaces and beautifully polished terrazzo floors in both bedrooms. The primary bedroom includes a custom closet organizer, ceiling fan, and plantation shutters. The secondary bedroom and main living area also include ceiling fans and beautiful plantation shutters. The remodeled bathroom features a shower/tub combination, an updated vanity, and newer fixtures. The fully remodeled kitchen features quartz countertops, white shaker cabinetry, recessed lighting, and a new stainless-steel appliance package. Unwind in the adjacent bonus room, which offers a great secondary lounge or dining area with views of the backyard. This home is packed with major updates for complete peace of mind, including hurricane-rated impact windows and doors installed in 2023/2024, a newer flat roof from 2022, a main roof from 2014, and a seawall with a drainage system from 2016. All the big-ticket items have been taken care of, including three energy-efficient mini-split HVAC units (with remotes), a tankless water heater, and a whole-home water softener system. Enjoy daily conveniences like keyless entry, a Ring camera system, and an indoor laundry/utility room with a full-size washer and dryer. Outside, the extended front parking pad offers ample space for guests, while two large storage sheds and four additional storage bins handle all your gear. This property also features a transferable flood insurance policy and Gulf Harbors Beach Club membership for $200 annually. Optional Gulf Harbors Civic Association is $125 annually. Gulf Harbors is one of the most desirable waterfront communities around! This home is just minutes from vibrant downtown New Port Richey, with Sims Park, eclectic restaurants, and shopping! Tampa International Airport is about 35 minutes away, medical facilities are close by, as well as many other "must-do" adventures in Tarpon Springs, Dunedin, and Clearwater.
Listings courtesy of KELLY REALTY GROUP LLC as distributed by MLS GRID.
Listed by: Teri Kelly • teri@terikelly.com • KELLY REALTY GROUP LLC
Co-listed by: KELLY REALTY GROUP LLC
Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8526465
Based on info available as of Nov 12, 2026 at 1:05 PM EST.
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Affordability
$2,535/mo
- Mortgage$2,174
- Property tax$361
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$8,600 Credit back
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Travel times
About Flor A Mar
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone AE
In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.
More details
Base flood elevation: 10 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
Based on information submitted to the MLS GRID as of Nov 12, 2026 at 01:05pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$8,600 Credit back