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Active - House for sale

438 WISCONSIN AVENUE, St. Cloud, FL

3 bds|1 bth|1,092 sqft

Facts & features

House Property type
18 days on Beycome
1960 Year built
$298 Price/Sqft.
2 car garage Parking
11,238 sqft Lot size

Why you’ll love it

MID-CENTURY MODERN CHARMER WITH RARE, DETACHED 2 CAR GARAGE/WORKSHOP ON A FANTASTIC, OVERSIZED QUARTER ACRE, CORNER LOT! NO HOA! LOW TAXES! Highly desirable "states street" location meets turnkey perfection! This head-turner shines with curb appeal, a fresh makeover, and updated big-ticket items including a 2020 ROOF, 2019 A/C, and 2018 WATER HEATER. Stunning oak shade trees and tall palms frame the fenced lot boasting two driveways and EXPANSIVE PARKING for your boat, RV, ATV, vehicles, trucks, trailers and work equipment. The massive yard lends room for a trampoline, pool, garden, basketball court, greenhouse, pets, playground, treehouse, or your dream outdoor oasis. Modern cedar posts provide a warm, welcoming front porch to this freshly painted, move in ready, block home. The sun-drenched interior boasts a crisp, neutral palette complemented by brand-new paint, waterproof luxury vinyl plank flooring, new baseboard and updated fixtures and fans. Complete with two-inch blinds, double-pane windows (except in primary), and an updated kitchen, every detail has been handled. Equipped with 42" all-wood cabinetry, the modernized kitchen offers abundant storage, extensive counter space, and a large dedicated pantry. The generously sized primary bedroom is complete with a private entrance and two, affixed wardrobe closets. This flexible space offers incredible footprint potential to design and build your dream second bathroom. Designed with an ideal, split floor plan, the two additional bedrooms are located on the opposite side of the home. Both feature mirrored closets, with one offering direct, convenient access to the bathroom. Off the kitchen, a hallway leads past the functional laundry/utility room out to a covered breezeway patio, perfect for entertaining or relaxing. This outdoor transition seamlessly connects the main home to a spectacular, oversized garage and workshop with electric—a versatile structure offering incredible potential for storage, a future in-law suite, guest house, or ultimate hobby space. This gem is situated only 3 minutes to Lakefront Park, Lake Toho, waterfront dining, a splash pad, playground, volleyball, sand beach, marina, boat/kayak/jet ski launch, boat slips, fishing pier, riverboat cruises, pavilions, barbecues, scenic sunsets and over 2 miles of bike path and more! Wisconsin Ave. grants EASY ACCESS to local recreation as well as a bustling downtown rich with dining, shopping, theater, nightlife, monthly markets and festivities. Living in the heart of St. Cloud, you'll find a quick drive to doctors, hospitals, major highways, Lake Nona Medical City, Orlando International Airport, beaches and Central Florida attractions as well. This small-town home is perfectly positioned to give you the best of the area right at your doorstep! Don't miss out on this unbeatable location and unmatched opportunity! Measurements are approximate, please independently verify.

Translating description...

Listings courtesy of LA ROSA REALTY LLC as distributed by MLS GRID.

Listed by: Kimberly Bass • kimberly-bass@hotmail.com • LA ROSA REALTY LLC

Co-listed by: LA ROSA REALTY LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: S5159862 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$210,000$440,000
1%20%
0%90%
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Estimated monthly payment

$1,694/mo

  • Mortgage$1,643
  • Property tax$51
  • HOA fee
  • Homeowners insurance
Due at closing$258,296
Down payment held in escrow$64,980
Closing costs$4,874
beycome credit Est.$6,498

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Lake Front Addn Pb B Pg 61/62 Blk 381 Lot 5 Less N

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$324,900 Listed price

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$6,498 Credit back

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