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Active - House for sale

440 89TH AVENUE, St. Pete Beach, FL

3 bds|2 bth|1,266 sqft

Facts & features

House Property type
98 days on Beycome
1956 Year built
$399 Price/Sqft.
1 car garage Parking
6,900 sqft Lot size

Why you’ll love it

One of the Best Values in St. Pete Beach! Fully Renovated & Move-In Ready! Discover the perfect blend of coastal charm, modern updates, and exceptional value in this beautifully renovated 3-bed, 2-bath home. Offering flexibility as a primary residence, beach retreat, or investment property, this home is ideally located in one of Florida’s most desirable coastal communities. *Potential future tax benefit for qualifying owner-occupants: Florida voters are considering a proposed increase to the homestead exemption beginning in 2027, subject to voter approval and eligibility requirements. Buyers should verify potential savings with the Pinellas County Property Appraiser. * Situated on an oversized lot with plenty of room to add a pool and create your own private outdoor oasis. Renovations were completed with permits, all of which have been approved and closed. A transferable flood insurance policy may be available to the buyer, subject to the insurance carrier’s approval, potentially offering added value and savings. Just minutes from the award-winning Gulf beaches, Corey Avenue, John’s Pass Village & Boardwalk, waterfront dining, marinas, Treasure Island, and downtown St. Petersburg. A rare opportunity to own a fully renovated home in St. Pete Beach at an exceptional value!

Translating description...

Listings courtesy of CHARLES RUTENBERG REALTY INC as distributed by MLS GRID.

Listed by: Sandra Munoz • sandraprussell1@gmail.com • CHARLES RUTENBERG REALTY INC

Co-listed by: CHARLES RUTENBERG REALTY INC

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8537114 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$330,000$680,000
1%20%
0%90%
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Estimated monthly payment

$3,017/mo

  • Mortgage$2,554
  • Property tax$463
  • HOA fee
  • Homeowners insurance
Due at closing$401,475
Down payment held in escrow$101,000
Closing costs$7,575
beycome credit Est.$10,100

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$10,100 Credit back

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Travel times

About St Petersburg Beach North Unit 8

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 10 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$505,000 Listed price

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$10,100 Credit back

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