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Active - House for sale

4605 Perception Cir, Milton FL 32570

3 bds|2 bth|1,825 sqft

Facts & features

House Property type
642 days on Beycome
2019 Year built
$170 Price/Sqft.
3 car garage Parking
$250/yr HOA
18,295 sqft Lot size

Why you’ll love it

HOME SWEET HOME in desirable Whisper Creek. This beautiful all brick, charming home offers 3 Bedroom/2Bath/3 Car Garage and is situated on a .42- acre lot. Step inside onto the elegant foyer next to the large cozy Den. This room could be used for many other purposes. This home offers an open concept design with large Kitchen/Dining area and Great Room area, which is ideal for family gatherings. The Kitchen has rich wood cabinetry, large pantry, Island with storage, granite and black appliances. Split floor plan with two additional bedrooms and hall bath tucked in their own area. The Master Suite offers high ceilings and luxury Master Bath with a very large walk-in closet and granite. Beautiful wood-look Luxury Vinyl flooring throughout except for carpet in bedrooms and Den. Enjoy morning coffee or just relax after a hard day on the large screened porch. The spacious back yard, which is partially fenced will be enjoyed by the entire family. There is plenty of room for a pool at a later date. Whisper Creek is a very desirable neighborhood and is very convenient to dining, shopping, medical facilities, navy bases, great schools, Black Water River, white sandy beaches, etc. Call to schedule a viewing today.

Translating description...

Listings courtesy of Coldwell Banker Realty.

Listed by: Carol Gaines • 850-736-8050 • Coldwell Banker Realty

Co-listed by: Tricia Collins • 850-736-8050 • Coldwell Banker Realty

Source: Pensacola MLS, MLS#: 658834 Pensacola MLS logo

Based on info available as of Nov 13, 2026 at 1:33 AM EST.

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Affordability

$200,000$420,000
1%20%
0%90%
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Estimated monthly payment

$1,588/mo

  • Mortgage$1,568
  • Property tax$0
  • HOA fee
  • Homeowners insurance
Due at closing$246,450
Down payment held in escrow$62,000
Closing costs$4,650
beycome credit Est.$6,200

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Whisper Creek

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright ©2026. Based on information as of Nov 13, 2026 at 01:33am EST.

$310,000 Listed price

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$6,200 Credit back

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