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Active - Townhouse for sale

485 HARBOR RIDGE DRIVE, Palm Harbor, FL

3 bds|2 bth + 1 half|1,700 sqft

Facts & features

Townhouse Property type
159 days on Beycome
2014 Year built
$220 Price/Sqft.
2 car garage Parking
$425/mo HOA
2,901 sqft Lot size

Why you’ll love it

MOTIVATE SELLER!! PLUS...Seller's preferred lender is offering a temporary 1% interest rate buydown for qualified buyers! Fall in love with this bright and inviting waterfront end-unit townhome in the desirable Harbor Ridge community of Palm Harbor! Offering 3 bedrooms, 2.5 baths, and a spacious 2-car garage, this two-story home blends comfortable everyday living with a peaceful pond setting and plenty of room to entertain. Imagine starting your morning with a fresh cup of coffee on the screened lanai, soaking in the tranquil water views before the day begins. Inside, soaring ceilings, abundant natural light, and an open-concept layout create a welcoming atmosphere perfect for gathering with friends, hosting family, or simply relaxing at home. The spacious living and dining areas flow seamlessly into the updated kitchen, featuring granite countertops, wood cabinetry, stainless steel appliances, a breakfast bar, and a walk-in pantry—making entertaining and everyday meals a breeze. All three bedrooms are located upstairs, providing a natural separation between the main living areas and private spaces. The upstairs primary suite offers beautiful pond views, a large walk-in closet, and an ensuite bath. Two additional bedrooms and the conveniently located laundry area are also upstairs, making laundry day a little easier. Tile flooring enhances the main level, while laminate flooring extends throughout the second floor. Thoughtful updates include hurricane-impact windows and sliders (2014), HVAC (2023), refrigerator (2024), dishwasher (2020), upgraded insulation, and flooring (2020). The attached two-car garage provides ample space to park two vehicles, with added convenience for everyday arrivals and departures. As an end unit sharing only one common wall, this home also offers an added sense of privacy. Enjoy the community lifestyle at Harbor Ridge, where residents have access to a refreshing community pool and cabana. Low HOA fees include exterior maintenance, grounds maintenance, cable, water, sewer, trash, and roof coverage—helping simplify homeownership. Love the Florida lifestyle? You're just minutes from Gulf beaches and approximately 15 minutes from Honeymoon Island State Park. Enjoy easy access to the local trolley route, Pinellas Trail, and the charming downtowns of Palm Harbor, Dunedin, and Tarpon Springs. Nearby US-19 puts shopping, dining, healthcare facilities, and Tampa International Airport within convenient reach. **Whether you're entertaining in the open living space, enjoying a quiet morning by the water, or heading out to explore everything Tampa Bay has to offer, this Harbor Ridge townhome is ready to welcome you home. Schedule your private showing today!**

Translating description...

Listings courtesy of PALM PARADISE REALTY GROUP as distributed by MLS GRID.

Listed by: Sherman Gilbert • shermanjwgilbert@gmail.com • PALM PARADISE REALTY GROUP

Co-listed by: PALM PARADISE REALTY GROUP

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8516650 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 12, 2026 at 1:05 PM EST.

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Affordability

$245,000$505,000
1%20%
0%90%
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Estimated monthly payment

$2,865/mo

  • Mortgage$1,891
  • Property tax$549
  • HOA fee
  • Homeowners insurance
Due at closing$297,329
Down payment held in escrow$74,800
Closing costs$5,610
beycome credit Est.$7,480

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$7,480 Credit back

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Travel times

About Harbor Ridge Of Palm Harbor

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 12, 2026 at 01:05pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$373,999 Listed price

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$7,480 Credit back

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