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Active - Condominium for sale

4895 BAY STREET NE UNIT 108, St. Petersburg, FL

1 bd|1 bth + 1 half|930 sqft

Facts & features

Condominium Property type
58 days on Beycome
1973 Year built
$192 Price/Sqft.

Why you’ll love it

  • Renovated
  • Impact windows
  • Quartz counters
  • Community pool
  • Covered parking

PRICE REDUCTION!!! This stunning first-floor corner, one bedroom and one and a half bath unit has been very thoughtfully and COMPLETELY updated throughout and features a super-convenient covered assigned parking space. Recent upgrades include a 2-ton HVAC system (2024) with a 10-year parts warranty and 3-year labor warranty, both transferable to the new owner, along with a NEW full electric panel and full-home Alumicon connectors (2025). All new Samsung smart appliances (2025) that feature Home Connect app compatibility, also equipped with a NEW Larson storm door with top down screen and KwikSet smart front door lock (2026), allowing remote access and locking/unlocking through the KwikSet Smart Lock App. Impact Low-E front windows (2025) with a transferable warranty, hurricane-grade sliding back doors feature an impact window system (2017), all new ceiling fans and lighting throughout with three hardwired smoke detectors. Kitchen and bath upgrades showcase stunning Silestone Quartz countertops with a stone kitchen backsplash, NEW bathroom floor & shower tile, granite vanity countertops (2026) & toilet, Mohawk RevWood Select Laminate flooring. All NEW baseboards and molding throughout, popcorn ceilings have been scraped and re-textured (2025). Top-down/bottom-up shades in the front of the unit and plantation shutters complete the back of the unit sliding doors. Winston Park offers an exceptional 55+ lifestyle with a heated pool, shuffleboard, outdoor grilling area, and clubhouse featuring group events, classes, and beautiful gathering spaces. Your monthly maintenance fee includes water, trash removal, high-speed WiFi, and a premium cable package featuring HBO Max, Disney+, Hulu, ESPN+, Paramount+, Peacock, and Discovery. The location is prime and convenient, with Publix, Whole Foods, Fresh Market CVS, Walgreens, and banks all within one mile, numerous dining options on 4th Street and in beautiful downtown St. Pete within a five-mile radius, plus parks, museums, and waterfront areas. Milestone and SIRS inspections have been completed. WITH AN ACCEPTABLE OFFER, SELLER IS WILLING TO PRE PAY 3 MONTHS OF MONTHLY MAINTENANCE FEES AT CLOSING. THIS IS A MUST SEE, ONE OF A KIND CONDO!!

Translating description...

Listings courtesy of REALTY EXPERTS as distributed by MLS GRID.

Listed by: Heather Breckenridge • hbreckie@gmail.com • REALTY EXPERTS

Co-listed by: REALTY EXPERTS

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8549897 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 2:01 PM EST.

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Affordability

$115,000$240,000
1%20%
0%90%
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Estimated monthly payment

$1,047/mo

  • Mortgage$905
  • Property tax$142
  • HOA fee
  • Homeowners insurance
Due at closing$142,305
Down payment held in escrow$35,800
Closing costs$2,685
beycome credit Est.$3,580

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Winston Park Northeast

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 9 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 14, 2026 at 02:01pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$179,000 Listed price

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$3,580 Credit back

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