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Active - House for sale

491 WHISTLING DUCK TRAIL, St. Cloud, FL

4 bds|2 bth + 1 half|2,328 sqft

Facts & features

House Property type
533 days on Beycome
2023 Year built
$185 Price/Sqft.
2 car garage Parking
$125/mo HOA
7,405 sqft Lot size

Why you’ll love it

Welcome to this exquisite two-story home located at Silver Springs in St. Cloud,FL! Embrace eco-friendly living and enjoy cost savings on your utility bills, thanks to Meritage Homes, an Energy Star builder! Inside this 4-bedroom, 2.5-bathroom home you’ll find an open plan concept with all bedrooms located upstairs for your privacy! The kitchen features white cabinets and elegant granite countertops! The property also boasts ceramic tile throughout the first floor, while the second floor showcases beautiful wood/laminate flooring. Also, the staircase has been recently upgraded with wood and cast iron railing! On the second floor, you’ll find a loft/den area, perfect for your entertainment system, work area or even a cozy reading room!. All stainless steel appliances are included, along with a premium water softener system! Silver Springs has NO CDD and offers many amenities, including a resort-style pool, a clubhouse, and playgrounds! Conveniently located just minutes from Lake Nona Medical City, this property is close to everything the Lake Nona area has to offer! The home is vacant, so come see it today!

Translating description...

Listings courtesy of CT HOMES REALTY CORPORATION as distributed by MLS GRID.

Listed by: Fernando Orsini • forsini@cthomesrealty.com • CT HOMES REALTY CORPORATION

Co-listed by: CT HOMES REALTY CORPORATION

Source: Stellar MLS as distributed by MLS GRID, MLS#: O6313749 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

Come see by yourself

Affordability

$280,000$580,000
1%20%
0%90%
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Estimated monthly payment

$2,743/mo

  • Mortgage$2,174
  • Property tax$443
  • HOA fee
  • Homeowners insurance
Due at closing$341,850
Down payment held in escrow$86,000
Closing costs$6,450
beycome credit Est.$8,600

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$8,600 Credit back

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Travel times

About Silver Springs

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$430,000 Listed price

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$8,600 Credit back

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