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Active - House for sale

4919 ST JAMES DRIVE, Winter Haven, FL

3 bds|2 bth|1,577 sqft

Facts & features

House Property type
123 days on Beycome
2010 Year built
$187 Price/Sqft.
3 car garage Parking
$400/yr HOA
6,900 sqft Lot size

Why you’ll love it

  • Waterfront
  • Water view

Welcome to this beautiful 3-bedroom, 2-bathroom waterfront home in the desirable community of Winter Haven! This home combines comfort and scenic views with a spacious, functional floor plan designed for everyday living and entertaining. Wake up to peaceful water views and enjoy relaxing evenings overlooking the tranquil waterfront from your own backyard. The primary suite provides a private retreat with an en-suite bathroom, while two additional bedrooms are flexible for family, guests, or a home office. Conveniently located near shopping, dining, schools, parks, and Winter Haven’s renowned chain of lakes, this property combines a peaceful setting with easy access to everything you need. Don’t miss the opportunity to own your own slice of waterfront paradise—schedule your private showing today!

Translating description...

Listings courtesy of LIVE FLORIDA REALTY as distributed by MLS GRID.

Listed by: Crystal Taylor • crystal@liveflrealty.com • LIVE FLORIDA REALTY

Co-listed by: LIVE FLORIDA REALTY

Source: Stellar MLS as distributed by MLS GRID, MLS#: L4963350 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

Come see by yourself

Affordability

$190,000$400,000
1%20%
0%90%
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Estimated monthly payment

$1,884/mo

  • Mortgage$1,491
  • Property tax$359
  • HOA fee
  • Homeowners insurance
Due at closing$234,446
Down payment held in escrow$58,980
Closing costs$4,424
beycome credit Est.$5,898

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$5,898 Credit back

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Travel times

About St James Crossing

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$294,900 Listed price

Make a winning offer, and get up to

$5,898 Credit back

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