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Active - House for sale

St Charles, IL

5 bds|5 bth + 1 half|7,121 sqft

Facts & features

House Property type
5 days on Beycome
2017 Year built
$238 Price/Sqft.
4 car garage Parking
$2,044/yr HOA
20,473 sqft Lot size

Why you’ll love it

  • Waterfront
  • Finished basement
  • Wine cellar
  • Media room
  • Outdoor kitchen

This stunning residence offers 5 bdrms, including a 1st-floor bdrm w/ a full bthrm & private balcony overlooking the backyard, a potential 6th bdrm in the finished English basement, spacious living areas, & a 4-car garage. This exceptional custom-built SeBern home showcases timeless all-brick construction, exquisite craftsmanship, extensive custom millwork & beautiful lake views, all surrounded by expansive open space. From the moment you enter, beautiful architectural detailing, intricate trim work & elegant finishes reflect the quality and craftsmanship. A spacious formal dining room welcomes you with elegant architectural detailing & intricate millwork, creating an inviting setting. A private 1st-floor study features built-in shelving, offering a sophisticated and convenient space to work from home. The dramatic two-story family rm is highlighted by a coffered ceiling, a striking stone fireplace & expansive windows that fill the space w/ natural light while capturing the picturesque surroundings. At the heart of the home, the beautifully appointed kitchen features granite countertops, a spacious center island, abundant cabinetry & an open layout ideal for both everyday living & entertaining. Just off the kitchen, the inviting breakfast rm is framed by beautiful bay windows, bringing in abundant natural light. A spacious 1st-floor bdrm w/ access to a full bthrm & its own private balcony overlooking the backyard offers an exceptional arrangement for guests, extended family or multigenerational living. Upstairs, beautiful hardwood flooring extends throughout the 2nd level. The impressive primary suite features a stunning vaulted tray ceiling, generous proportions & an atmosphere of understated luxury. The spa-inspired primary bthrm is beautifully appointed w/ dual vanities, an oversized walk-in shower & elegant finishes designed for comfort and relaxation. Spacious walk-in closets provide exceptional storage & organization. The additional bdrms offer generous living spaces, beautiful detailing & thoughtfully designed bthrm arrangements, including private en-suite bthrms & a convenient Jack-and-Jill bthrm. The finished English basement provides an exceptional extension of the home's living space, offering endless opportunities for recreation, entertaining & relaxation. A spacious family rm creates an inviting gathering area, while the dedicated theater rm offers the perfect setting for movie nights. An impressive wine cellar adds an elegant touch for wine enthusiasts & entertaining, while the game rm provides additional space for recreation. A dedicated workout rm offers flexibility for a potential 6th bdrm, guest suite or additional home office. Generous storage areas throughout the lower level enhance the home's functionality. Step outside and experience the beauty of this remarkable lakefront setting. An expansive outdoor deck provides a wonderful place to relax, entertain & enjoy the picturesque water views. The outdoor living spaces continue w/ a beautifully designed patio featuring an outdoor kitchen, creating an ideal setting for gatherings. Surrounded by expansive open space & overlooking the scenic waters of Prairie Lakes, the backyard offers a peaceful and picturesque setting to enjoy throughout the seasons. Located in one of St. Charles' most desirable neighborhoods, Prairie Lakes is celebrated for its scenic lakes, expansive landscapes & distinctive custom-built homes. Enjoy convenient access to downtown St. Charles, the Fox River, dining, parks & recreation, along w/ highly regarded St. Charles Community Unit School District 303 & nearby private school options. Combining exceptional SeBern craftsmanship, timeless architectural detailing, beautifully appointed interiors & breathtaking lake views, this residence offers a rare opportunity to experience luxury living in one of St. Charles' most sought-after communities.

Translating description...

Listings courtesy of Coldwell Banker Realty as distributed by MLS GRID.

Listed by: Kari Kohler • Coldwell Banker Realty

Co-listed by: Thomas Kohler • Coldwell Banker Realty

Source: MRED as distributed by MLS GRID, MLS#: 12779631 MRED as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 7:32 PM EST.

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Affordability

$1,100,000$2,290,000
1%20%
0%90%
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Estimated monthly payment

$11,251/mo

  • Mortgage$8,571
  • Property tax$2,509
  • HOA fee
  • Homeowners insurance
Due at closing$1,347,525
Down payment held in escrow$339,000
Closing costs$25,425
beycome credit Est.$33,900

Beycome estimates only. Actual amounts and terms vary by lender and location.

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About St Charles

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 13, 2026 at 07:32pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$1,695,000 Listed price

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$33,900 Credit back

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