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Active - Land for sale

5539 2ND AVENUE CIRCLE W, Palmetto, FL

Facts & features

Land Property type
431 days on Beycome
$1,500/qtr HOA
13,504 sqft Lot size

Why you’ll love it

Shovel-Ready BAYFRONT LOT- READY-TO-BUILD! ENGINEERED PLANS, REPORTS AND MORE- SAVE YEARS AND $10s of thousands! PRESENTING ALL OFFERS FOR SELLER CONSIDERATION! NO BRIDGES TO THE GULF! Build your dream waterfront home in the exclusive gated community of Terra Ceia Bay Estates, one of the Gulf Coast’s best-kept secrets. With only ten residences in the neighborhood, this rare bayfront homesite offers the privacy, boating access, and location that waterfront buyers are searching for. Featuring 118 feet of direct frontage on Terra Ceia Bay, the property includes a private dock and boat lift with no bridges to Tampa Bay or the Gulf of Mexico. Spend your weekends boating to waterfront restaurants, exploring nearby sandbars, fishing for snook and redfish, or simply enjoying panoramic sunset views from your dock while your custom home comes to life. Unlike many waterfront opportunities in Florida, there are no costly demolition expenses, permitting delays tied to tearing down an older structure, or compromises with outdated floorplans. This blank canvas allows you to design a fully customized elevated coastal residence with the latest in luxury finishes, hurricane standards, smart home technology, and modern waterfront architecture. A survey, environmental reports, and engineered home plans are already available, helping streamline the building process and saving valuable time. While construction progresses, you can still enjoy the boating lifestyle immediately by utilizing your private dock and lift from day one. Residents of Terra Ceia Bay Estates enjoy maintenance-free living with lawn care, irrigation, and a community pool included through the HOA. Ideally positioned near US-19, I-275, and the Sunshine Skyway Bridge, the property offers convenient access to downtown St. Petersburg, Tampa, Sarasota, Anna Maria Island, and Gulf beaches, all within approximately 25 minutes. Waterfront lots with direct bay access, private docks, no-bridge Gulf access, and this level of exclusivity rarely become available in Terra Ceia. This is an opportunity to create a legacy waterfront estate in one of the most unique coastal communities in the Tampa Bay area.

Translating description...

Listings courtesy of MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC as distributed by MLS GRID.

Listed by: Jordan Chancey, Pa • flbrokerjordan@gmail.com • MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC

Co-listed by: Sarah Whisnant • MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: A4663830 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 2:01 PM EST.

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Affordability

$315,000$655,000
1%20%
0%90%
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Estimated monthly payment

$3,525/mo

  • Mortgage$2,452
  • Property tax$573
  • HOA fee
  • Homeowners insurance
Due at closing$385,575
Down payment held in escrow$97,000
Closing costs$7,275
beycome credit Est.$9,700

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$9,700 Credit back

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Travel times

About Terra Ceia Bay Estates

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 10 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 14, 2026 at 02:01pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$485,000 Listed price

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$9,700 Credit back

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