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Active - House for sale

Elgin, IL

4 bds|2 bth + 1 half|2,662 sqft

Facts & features

House Property type
2026 Year built
$221 Price/Sqft.
2 car garage Parking
$129/mo HOA

Why you’ll love it

3 CAR GARAGE! GARDEN BASEMENT WITH EXPANDED BASEMENT * READY FOR DELIVERY!! Homesite #0071 Discover the Wren, a thoughtfully designed two-story home that blends modern comfort with everyday functionality. This layout features four spacious bedrooms, two full bathrooms, and a convenient study on the main floor. The open-concept design connects the kitchen, dining area, and family room, creating a seamless flow that's ideal for both relaxed living and entertaining. Luxury vinyl plank flooring extends throughout this main living space, adding warmth and durability. A charming, covered porch creates a warm and welcoming entry, setting the tone for what's inside. The kitchen is well-appointed with a large center island, quartz countertops, stainless steel appliances, and ample cabinetry for storage and organization. A versatile flex room on the first floor adds extra space for a home office, playroom, or quiet retreat-tailored to fit your lifestyle. Upstairs, the private owner's suite offers a generous walk-in closet, and an en-suite bathroom designed for comfort. Three additional bedrooms and a full bathroom provide flexible options for family, guests, or hobbies. A second-floor laundry room adds convenience, while a *** THREE-car garage and thoughtful interior design details enhance daily living. The Wren delivers a smart, stylish layout designed to support the rhythms of modern life. NAVAJO BEIGE color siding with Old World Ledge - Coastal Brown exterior color stone. (pic for reference ONLY). *Photos are not this actual home* Waterford offers fantastic onsite amenities including a clubhouse, swimming pool, fitness center, two community parks, walking trails and a tot lot. Elgin provides a serene lifestyle and convenient access to unique boutiques, shops and entertainment in a charming and vibrant downtown area, with tranquil parks, local recreation and much more all within reach.

Translating description...

Listings courtesy of HomeSmart Connect LLC as distributed by MLS GRID.

Listed by: Bill Flemming • HomeSmart Connect LLC

Co-listed by: HomeSmart Connect LLC

Source: MRED as distributed by MLS GRID, MLS#: 12802355 MRED as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 8:11 AM EST.

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Affordability

$385,000$795,000
1%20%
0%90%
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Estimated monthly payment

$3,109/mo

  • Mortgage$2,980
  • Property tax$0
  • HOA fee
  • Homeowners insurance
Due at closing$468,585
Down payment held in escrow$117,883
Closing costs$8,841
beycome credit Est.$11,788

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$11,788 Credit back

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Travel times

About Waterford

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 14, 2026 at 08:11am EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$589,415 Listed price

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$11,788 Credit back

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