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Active - House for sale

561 SE 28TH STREET, Melrose, FL

3 bds|2 bth|1,594 sqft

Facts & features

House Property type
117 days on Beycome
1992 Year built
$230 Price/Sqft.
2 car garage Parking
22,318 sqft Lot size

Why you’ll love it

Welcome to a beautiful waterfront retreat in the heart of Lake Geneva Estates in Melrose, Florida—where everyday living feels like a private getaway. This exceptional 3-bedroom, 2-bath canal-front home offers the perfect rural living: sweeping water views underneath the most beautiful oak trees. From the moment you arrive, the paved driveway leads you to an inviting entrance that sets the tone for what’s inside. Step through the door into a spacious open-concept living area where high ceilings and a panoramic layout seamlessly connect the living room, kitchen, and dining space. The kitchen is designed for both function and gathering, featuring abundant counter space and sleek stainless steel appliances. Anchoring the living room is a warm brick wood-burning fireplace, creating a cozy focal point that flows naturally into the Florida room—where walls of windows showcase stunning canal and island views. The primary suite is a peaceful retreat with a generous walk-in closet and a private en-suite bath. An interior utility room adds everyday convenience and functionality. Outdoor living is where this property truly shines. An oversized garage provides ample storage, while the screened lanai invites you to relax and take in serene views of the canal just beyond your backyard. A patio overlooks lush green grass that invites all the wildlife to entertain you—your own natural sanctuary waiting to be explored. Nature surrounds you here, with frequent sightings of whistling wood ducks, sandhill cranes, deer, and more, creating a peaceful and vibrant wildlife backdrop. Tucked away in a quiet, desirable neighborhood, this property offers the rare combination of privacy, waterfront living, and convenience—just minutes from local restaurants, shopping, and everyday essentials. And best of all—NO HOA. Offered at $397,500, this is more than a home—it’s a lifestyle, a retreat, and an extraordinary opportunity to own a slice of Florida paradise. *Additional 8.2 acre island lot available at $97,000

Translating description...

Listings courtesy of WATSON REALTY CORP as distributed by MLS GRID.

Listed by: Heather Surrency-Bristow • heathers@watsonrealtycorp.com • WATSON REALTY CORP

Co-listed by: WATSON REALTY CORP

Source: Stellar MLS as distributed by MLS GRID, MLS#: GC542185 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$240,000$495,000
1%20%
0%90%
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Estimated monthly payment

$1,995/mo

  • Mortgage$1,856
  • Property tax$139
  • HOA fee
  • Homeowners insurance
Due at closing$291,765
Down payment held in escrow$73,400
Closing costs$5,505
beycome credit Est.$7,340

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$7,340 Credit back

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Travel times

About Boykin

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$367,000 Listed price

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$7,340 Credit back

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