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Active - House for sale

Elgin, IL

4 bds|2 bth + 1 half|2,800 sqft

Facts & features

House Property type
2026 Year built
$220 Price/Sqft.
3 car garage Parking
$129/mo HOA

Why you’ll love it

  • Pool
  • Garage
  • Walk-in closet
  • Walk-in pantry
  • Basement

3 CAR GARAGE * GARDEN BASEMENT - PREMIUM LOT W/PRIVATE VIEWS! READY FOR YOUR DELIVERY!! Homesite #0102 The first level of this two-story home is dedicated to the communal living and dining spaces, arranged among a convenient and contemporary open floorplan. The well-equipped kitchen is complemented by a spacious walk-in pantry, and a flex space off the entry is ideal as a home office. All four bedrooms surround a versatile loft on the second floor, including the owner's suite with a private bathroom and spacious walk-in closet. (pic for reference ONLY) Exterior will be NIGHT GRAY color siding with MARSHALL color brick. (pic for reference ONLY) *Photos are not this actual home* Waterford offers fantastic onsite amenities including a clubhouse, swimming pool, fitness center, two community parks, walking trails and a tot lot. Elgin provides a serene lifestyle and convenient access to unique boutiques, shops and entertainment in a charming and vibrant downtown area, with tranquil parks, local recreation and much more all within reach.

Translating description...

Listings courtesy of HomeSmart Connect LLC as distributed by MLS GRID.

Listed by: Bill Flemming • HomeSmart Connect LLC

Co-listed by: HomeSmart Connect LLC

Source: MRED as distributed by MLS GRID, MLS#: 12796846 MRED as distributed by MLS GRID logo

Based on info available as of Nov 1, 2026 at 6:20 PM EST.

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Affordability

$400,000$830,000
1%20%
0%90%
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Estimated monthly payment

$3,237/mo

  • Mortgage$3,108
  • Property tax$0
  • HOA fee
  • Homeowners insurance
Due at closing$488,694
Down payment held in escrow$122,942
Closing costs$9,221
beycome credit Est.$12,294

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Waterford

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 01, 2026 at 06:20pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$614,710 Listed price

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$12,294 Credit back

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