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Active - House for sale

Ottawa, IL

3 bds|3 bth + 1 half|2,504 sqft

Facts & features

House Property type
2027 Year built
$290 Price/Sqft.
3 car garage Parking
$205/mo HOA

Why you’ll love it

Welcome to one of the most versatile and thoughtfully designed homes in Heritage Harbor. Situated on a premium homesite near the entrance to the West Peninsula with beautiful park and pond views, this exceptional property combines elegant one-story living with the flexibility of a detached studio residence above an oversized three-car garage. The main residence offers 1,724 square feet of beautifully designed living space featuring 9-foot ceilings throughout and a dramatic vaulted great room anchored by a fireplace. Expansive 8-foot-tall windows and doors flood the home with natural light while creating a seamless connection to the outdoors. The spacious kitchen is designed for entertaining with abundant cabinetry, a large island, walk-in pantry, and easy flow into the dining and living areas. A wrap-around covered front porch creates welcoming outdoor living space and adds timeless curb appeal. One of the guest bedrooms enjoys direct access to the porch, making it ideal for visiting family, a caretaker suite, private office, or hobby room. The private primary suite serves as a true retreat, featuring a tray ceiling, generous bedroom proportions, a spa-inspired bath with soaking tub and oversized shower, and ample closet space. Throughout the home, luxury vinyl plank flooring, abundant storage, and thoughtful design details create comfortable, low-maintenance living. A standout feature of this property is the detached 1,012-square-foot three-car garage with a beautifully finished 780-square-foot studio residence above. Complete with its own kitchen, living area, bedroom, and bath, this flexible space can serve as a guest house, fitness studio, art or craft studio, private office, multigenerational living suite, or potential income-producing rental opportunity. The full 1,548-square-foot basement includes a bathroom rough-in and three egress windows, creating outstanding expansion potential. An optional basement finish package can transform the home into a remarkable 6-bedroom, 4.5-bath residence, making it ideal for large families, vacation-home ownership, entertaining extended family and friends, or active-adult living with plenty of room for guests.

Translating description...

Listings courtesy of Heritage Select Realty as distributed by MLS GRID.

Listed by: Esmeralda Avila • Heritage Select Realty

Co-listed by: Heritage Select Realty

Source: MRED as distributed by MLS GRID, MLS#: 12686512 MRED as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 10:33 AM EST.

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Affordability

$470,000$980,000
1%20%
0%90%
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Estimated monthly payment

$4,197/mo

  • Mortgage$3,666
  • Property tax$326
  • HOA fee
  • Homeowners insurance
Due at closing$576,375
Down payment held in escrow$145,000
Closing costs$10,875
beycome credit Est.$14,500

Beycome estimates only. Actual amounts and terms vary by lender and location.

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About Ottawa

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Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 13, 2026 at 10:33am EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$725,000 Listed price

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