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Active - House for sale

Ottawa, IL

2 bds|3 bth + 1 half|1,870 sqft

Facts & features

House Property type
2020 Year built
$251 Price/Sqft.
2 car garage Parking
$205/mo HOA

Why you’ll love it

Resort Living Meets Low-Maintenance Luxury! This spacious 3-bedroom, 3.5-bath duplex offers the perfect blend of comfort, style and versatility in the marina resort community of Heritage Harbor. Designed for easy living, the open floor plan creates a welcoming space for entertaining, relaxing and making memories. The home features impressive 8-foot doors, granite countertops, beautifully tiled baths and a 2.5-car heated garage-providing plenty of room for vehicles, recreational toys and storage. With three bedrooms and 3.5 baths, there is plenty of space for family and guests. Custom dry bar in kitchen, built out pantry closet and master closet with custom shelving. Whether you're looking for a full-time residence, a vacation getaway or an investment property, this home offers flexibility to fit your lifestyle. Enjoy the benefits of low-maintenance living while having access to the unique resort amenities and outdoor lifestyle Heritage Harbor has to offer. Located in the heart of Starved Rock Country, Heritage Harbor offers marina living with access to the Illinois River, pools, pickleball, walking paths, dog park, on-site dining, boating and more. Live where every day feels like a getaway!

Translating description...

Listings courtesy of Homesmart Realty Group IL as distributed by MLS GRID.

Listed by: Tammy Barry • Homesmart Realty Group IL

Co-listed by: Homesmart Realty Group IL

Source: MRED as distributed by MLS GRID, MLS#: 12767285 MRED as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 10:33 AM EST.

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Affordability

$305,000$635,000
1%20%
0%90%
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Estimated monthly payment

$3,585/mo

  • Mortgage$2,372
  • Property tax$1,009
  • HOA fee
  • Homeowners insurance
Due at closing$372,855
Down payment held in escrow$93,800
Closing costs$7,035
beycome credit Est.$9,380

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Heritage Harbor

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 13, 2026 at 10:33am EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$469,000 Listed price

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$9,380 Credit back

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