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Active - House for sale

631 PALMETTO DRIVE NE, Port Charlotte, FL

3 bds|2 bth|1,116 sqft

Facts & features

House Property type
11 days on Beycome
1958 Year built
$314 Price/Sqft.
10,393 sqft Lot size

Why you’ll love it

THIS IS WHAT LIVING IN PARADISE IS ALL ABOUT! ~ POOL? CHECK! | GULF ACCESS? ABSOLUTELY! | PRIVATE DOCK? YOU BET!: Picture this: Morning coffee by the pool, fishing right in your backyard, and when the water calls, your boat is ready to go! With a composite dock and boat lift davits, you've got the setup to enjoy everything Southwest Florida waterfront living has to offer! This well-maintained, 3-bedroom, 2-bath Key West-inspired waterfront home checks all the boxes! Inside, you'll find tile flooring throughout, a desirable split-bedroom floor plan, and a functional kitchen featuring oak cabinetry, Corian countertops, a breakfast bar, and stainless steel appliances. Need room for your projects, hobbies, or extra toys? There's a large workshop with electric AND additional storage! Outside is where the Florida lifestyle really takes over! Enjoy your private pool, a fenced backyard, and a saltwater canal offering fantastic fishing right from your own backyard. And when you're ready to trade the backyard for the open water, your private composite dock and boat lift davits are waiting! Whether you're heading out for a day on the water, casting a line from your own dock, entertaining poolside, or simply soaking up the Florida sunshine, this home makes it easy to embrace the lifestyle you've been dreaming about. AND THE LOCATION? Right in the heart of Port Charlotte, just minutes from shopping, dining, and entertainment! THE BOAT. THE FISHING. THE DOCK. THE POOL. THE FLORIDA SUNSHINE. Seriously... WHAT'S NOT TO LOVE? This isn't just a home. It's your own little piece of waterfront paradise!

Translating description...

Listings courtesy of PREMIERE PLUS REALTY COMPANY as distributed by MLS GRID.

Listed by: Kevin O'reilly • kevinoreillyrealestate@gmail.com • PREMIERE PLUS REALTY COMPANY

Co-listed by: Non-Member Agent • PREMIERE PLUS REALTY COMPANY

Source: Stellar MLS as distributed by MLS GRID, MLS#: A4712128 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$230,000$475,000
1%20%
0%90%
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Estimated monthly payment

$2,208/mo

  • Mortgage$1,770
  • Property tax$438
  • HOA fee
  • Homeowners insurance
Due at closing$278,250
Down payment held in escrow$70,000
Closing costs$5,250
beycome credit Est.$7,000

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$7,000 Credit back

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Travel times

About Port Charlotte Sec 4

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 9 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$350,000 Listed price

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