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Active - Townhouse for sale

637 PINELLAS BAYWAY UNIT 105, St. Petersburg, FL

2 bds|2 bth + 1 half|1,650 sqft

Facts & features

Townhouse Property type
200 days on Beycome
1991 Year built
$454 Price/Sqft.
2 car garage Parking
$1,140/mo HOA
1,706 sqft Lot size

Why you’ll love it

Welcome to your slice of Tierra Verde paradise. This renovated 2-bedroom, 2.5-bath waterfront townhome at Palm Island delivers a rare combination — a wide-basin water view, a deeded boat slip with lift, and a thoughtfully updated interior, all just minutes from St. Pete Beach, Fort De Soto, and downtown St. Petersburg. Across the 1,650 sq. ft. three-story floor plan, travertine flooring runs throughout, vaulted ceilings with skylights crown the top floor, and an open-concept main level is anchored by a stacked-stone wood-burning fireplace with reclaimed-wood mantel. The renovated kitchen features glazed shaker cabinetry, granite counters, a stainless steel appliance suite, and a travertine subway backsplash, with track and pendant lighting over a peninsula bar that flows into the living area. The primary suite enjoys its own floor with sliding doors to a private screened balcony framing one of the widest water views in the community — boats coming and going from your back-door marina. The renovated primary bath features a frameless glass walk-in shower, travertine surround, and oil-rubbed bronze fixtures. A spacious second bedroom, additional full bath, updated half bath, and upstairs front-load laundry complete the layout. Plantation shutters appear throughout, including the signature arched windows. Below: an attached garage with direct interior access. Outside: your deeded boat slip with lift, a heated community pool, and the unmatched Tierra Verde lifestyle. The Palm Island HOA fee covers cable, water, sewer, trash, building insurance (with master flood coverage), pool, grounds, and exterior maintenance — including doors, windows, and garage doors. The building benefits of a recent new roof. Buyer approval required; one pet up to 30 lbs welcome; three-month minimum lease term. Whether you're seeking a primary residence, a winter retreat, or a turnkey boater's getaway, this is Tierra Verde living fully realized. Schedule your private showing today.

Translating description...

Listings courtesy of COMPASS FLORIDA LLC as distributed by MLS GRID.

Listed by: Tiffany Mcalister • tiffany@dreamlivingflorida.com • COMPASS FLORIDA LLC

Co-listed by: COMPASS FLORIDA LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8503537 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 2:01 PM EST.

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Affordability

$485,000$1,010,000
1%20%
0%90%
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Estimated monthly payment

$5,657/mo

  • Mortgage$3,787
  • Property tax$730
  • HOA fee
  • Homeowners insurance
Due at closing$595,455
Down payment held in escrow$149,800
Closing costs$11,235
beycome credit Est.$14,980

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$14,980 Credit back

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Travel times

About Palm Island Townhomes

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 9 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 14, 2026 at 02:01pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$749,000 Listed price

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$14,980 Credit back

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