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Active - Condominium for sale

644 ISLAND WAY UNIT 405, Clearwater, FL

2 bds|2 bth|1,335 sqft

Facts & features

Condominium Property type
139 days on Beycome
1972 Year built
$367 Price/Sqft.
$866/mo HOA
66,710 sqft Lot size

Why you’ll love it

Experience the best of Island Estates living in this pristine, UPDATED, FULLY FURNISHED, move-in ready 2-bedroom, 2-bath condominium. Showcasing chic décor, premium finishes, and an open floor plan, this beautifully updated residence features luxury vinyl flooring throughout. The gourmet kitchen offers stainless steel appliances, solid surface countertops, a breakfast bar, and a stylish dry bar in the dining area that's perfect for entertaining. Located on the fourth floor, this bright and inviting home enjoys beautiful morning sun and partial Intracoastal water views. The spacious floor plan offers generously sized bedrooms, with the guest bedroom large enough to accommodate two queen-size beds. The primary suite features two closets, including a walk-in closet, along with abundant storage throughout the home, including storage solutions throughout the property. In unit washer and dryer are also included for added convenience. Major updates include the HVAC system and water heater (2020). This secure building offers key fob entry, security cameras, an assigned covered parking space #20. The HOA fee includes cable, water, and high-speed internet. Perfectly located on Island Estates, you'll be just minutes from Clearwater Beach and within walking distance of Publix, banks, restaurants including Island Way Grill, shops, the Clearwater Marine Aquarium, and a variety of waterfront activities. Enjoy scenic waterfront walks, bike rides, or simply relax and embrace the coastal lifestyle this highly desirable community has to offer. Boating enthusiasts will appreciate the private community dock on the Channel, with boat slips available for rent through management (subject to availability), as well as a kayak rack. Spend your evenings relaxing by the waterfront pool or private dock while watching spectacular sunsets, dolphins, and boats cruise by. Don't miss this exceptional opportunity to own a beautifully updated, fully furnished waterfront condominium in one of Clearwater's most desirable communities. Furnishings are included, making this the perfect primary residence, vacation home, or investment opportunity.

Translating description...

Listings courtesy of MAGNATE REALTY, LLC as distributed by MLS GRID.

Listed by: Chrisy Tellis • chrisytellis@magnaterealty.com • MAGNATE REALTY, LLC

Co-listed by: MAGNATE REALTY, LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8521698 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$320,000$660,000
1%20%
0%90%
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Estimated monthly payment

$3,819/mo

  • Mortgage$2,477
  • Property tax$475
  • HOA fee
  • Homeowners insurance
Due at closing$389,471
Down payment held in escrow$97,980
Closing costs$7,349
beycome credit Est.$9,798

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$9,798 Credit back

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Travel times

About Island Point 1 Condo

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$489,900 Listed price

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$9,798 Credit back

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