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Active - Condominium for sale

644 ISLAND WAY UNIT 406, Clearwater, FL

2 bds|2 bth|1,335 sqft

Facts & features

Condominium Property type
53 days on Beycome
1972 Year built
$300 Price/Sqft.
$845/mo HOA

Why you’ll love it

Morning sun sets the tone at 644 Island Way #406, a bright 4th-floor condo on Island Estates built for easy coastal living. This 2-bedroom, 2-bath residence spans 1,315 square feet with an open floor plan that connects the kitchen, dining, and living areas. The kitchen and both baths have been beautifully updated, and the layout flows effortlessly into a window-lined dining area with views of the surrounding island. A stylish dry bar adds extra counter space and doubles as the perfect entertaining setup, while stone countertops and recessed lighting add a polished, finished touch. Floor-to-ceiling windows in the living room create a beautiful sitting area, the perfect spot to unwind and take in the views. Both bedrooms are generously sized, and the primary suite offers a spacious walk-in closet. An in-unit washer and dryer complete the everyday convenience. This home is truly turnkey and ready to enjoy from day one, whether as a primary residence or a seasonal escape. Waterfront living here comes with real amenities: a heated community pool, a community room, a kayak launch, and one dedicated covered parking space included with the unit. Boat slips can be rented directly through the association, subject to availability. Rentals are allowed once per year, with the building capped at nine rental units total, keeping the community quiet and owner-focused. Just minutes to the world-famous Clearwater Beach — consistently ranked among Florida's best — plus the Clearwater Marine Aquarium, local shopping, fine dining, and everything else this incredible area has to offer. Fully updated and ready to enjoy, 644 Island Way #406 is a rare find on Island Estates. Schedule your private showing today and don't miss out!

Translating description...

Listings courtesy of LPT REALTY, LLC. as distributed by MLS GRID.

Listed by: Matthew Kallenbach • realtormattk@gmail.com • LPT REALTY, LLC.

Co-listed by: Jason Patino • LPT REALTY, LLC.

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8549592 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$260,000$540,000
1%20%
0%90%
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Estimated monthly payment

$3,151/mo

  • Mortgage$2,022
  • Property tax$284
  • HOA fee
  • Homeowners insurance
Due at closing$317,921
Down payment held in escrow$79,980
Closing costs$5,999
beycome credit Est.$7,998

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Island Point 1 Condo

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$399,900 Listed price

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$7,998 Credit back

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