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Active - House for sale

646 Cabrera St, Key Largo FL 33037

5 bds|3 bth|1,305 sqft

Facts & features

House Property type
93 days on Beycome
2021 Year built
$912 Price/Sqft.
$250/yr HOA

Why you’ll love it

A rare opportunity to own a never-before-offered, newly constructed residence in Key Largo's South Creek Village. Built by Construct All and meticulously maintained, the home reflects a thoughtful approach to modern Keys living, with solid CBS construction, a metal roof, impact-resistant windows and doors, and clean, coastal interiors that feel both considered and comfortable. Set on a corner lot, the five-bedroom, three-bath floor plan offers flexibility for family, visiting guests, or extended stays. Natural light carries through open living spaces and into a well-appointed kitchen with generous counterspace, custom cabinetry, and an easy connection to the main gathering areas. Beyond the interiors, the property offers something increasingly difficult to find in the Keys: room to make the grounds your own. There is ample space for a pool, along with accommodations for an RV, boats, trailers, and multiple vehicles. The 12'+ carport is equipped with electric hurricane screens, providing an added layer of storm protection. South Creek Village also offers a private, voluntary homeowners association with access to a waterfront park and boat ramp, as well as first-come dockage for up to 72 hours, an uncommon convenience for launching, loading, or keeping the boat nearby for a weekend on the water. Equally suited to year-round living or time spent away, this is a home defined not simply by its newer construction, but by the freedom it affords.

Translating description...

Listings courtesy of Ocean Sothebys Intl Realty.

Listed by: Michaela Walters • 305-923-1337 • Ocean Sothebys Intl Realty

Co-listed by: Ocean Sothebys Intl Realty

Source: Miami MLS, MLS#: A12114289 Miami MLS logo

Based on info available as of Nov 12, 2026 at 7:10 PM EST.

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Affordability

$775,000$1,605,000
1%20%
0%90%
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Estimated monthly payment

$6,574/mo

  • Mortgage$6,017
  • Property tax$536
  • HOA fee
  • Homeowners insurance
Due at closing$946,050
Down payment held in escrow$238,000
Closing costs$17,850
beycome credit Est.$23,800

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About South Creek Village

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright ©2026. Based on information as of Nov 12, 2026 at 07:10pm EST.

$1,190,000 Listed price

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$23,800 Credit back

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