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Active - Land for sale

St. Charles, IL

Facts & features

Land Property type
189,922 sqft Lot size

Why you’ll love it

  • Waterfront
  • Private boat launch
  • Two-story garage
  • Water rights

LAST RIVERFRONT OPPORTUNITY COULD BE YOURS!!! Build the home of your dreams on the last riverfront lot available in St. Charles! Nearly 4.5 acres bordered by the Fox River on the East & Forest Preserve on the North guaranteeing no additional neighbors and lifelong beautiful views! Property entrance with higher elevation well above flood plain and already rezoned for your new amazing home at the top of the hill overlooking the lower elevation near the river, but includes a grandfathered large 2-story garage on concrete pad which has been recently updated to county board flood preparedness standards. Big enough to store your boat and any additional watercraft. Blackhawk County Forest Preserve to the north gives access to the River Bend Bike Trail. Top rated St. Charles district 303 schools. Nature at its finest! Property comes with water rights, private boat launch already constructed on site, small detention pond to mitigate water pooling, septic survey drilling already complete and water well analysis complete. Don't miss this amazing opportunity to own a little piece of heaven alongside plenty of wildlife on this amazing one of a kind property! Minutes from all that downtown St. Charles has to offer. Live the lifestyle you deserve!

Translating description...

Listings courtesy of RE/MAX SUBURBAN as distributed by MLS GRID.

Listed by: Anne Cordogan Ward • RE/MAX SUBURBAN

Co-listed by: RE/MAX SUBURBAN

Source: MRED as distributed by MLS GRID, MLS#: 12775094 MRED as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 12:20 PM EST.

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Affordability

$455,000$945,000
1%20%
0%90%
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Estimated monthly payment

$4,252/mo

  • Mortgage$3,540
  • Property tax$713
  • HOA fee
  • Homeowners insurance
Due at closing$556,500
Down payment held in escrow$140,000
Closing costs$10,500
beycome credit Est.$14,000

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About St. Charles

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 14, 2026 at 12:20pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$700,000 Listed price

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$14,000 Credit back

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