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Active - House for sale

Ottawa, IL

2 bds|2 bth|966 sqft

Facts & features

House Property type
24 days on Beycome
2024 Year built
$347 Price/Sqft.
$205/mo HOA

Why you’ll love it

Welcome to "The Canopies," a charming 2-bedroom, 2-bath cottage nestled in Heritage Harbor's Navvy Town neighborhood, where resort-style living and outdoor adventure come together! Offered fully furnished, this 966-square-foot retreat blends modern comfort with rustic charm, making it the perfect weekend escape, vacation rental, or year-round getaway. Relax on the inviting front porch and take in expansive views of the surrounding resort community. Inside, the main level features an open living area, kitchen, dining space, bedroom, and full bathroom. Step directly from the bedroom onto your elevated deck, where you'll feel tucked among the canopy of the treetops. The finished walkout lower level offers a second bedroom, full bathroom, and additional family room, providing comfortable space for family and guests. Beyond your doorstep, enjoy Heritage Harbor's vibrant resort lifestyle with heated swimming pools, pickleball courts, sand volleyball, neighborhood parks, firepits, walking paths, waterfront recreation, and onsite dining and entertainment. Spend your days boating on the Illinois River, exploring nearby Starved Rock Country, or simply relaxing and reconnecting with friends and family. With an onsite vacation rental management company available, you also have the opportunity to generate rental income when you're away. Whether you're seeking adventure, relaxation, or a little of both, "The Canopies" offers more than a place to stay. It's a lifestyle you'll look forward to returning to!

Translating description...

Listings courtesy of Heritage Select Realty as distributed by MLS GRID.

Listed by: Jacob Valle • Heritage Select Realty

Co-listed by: Pierre Alexander • Heritage Select Realty

Source: MRED as distributed by MLS GRID, MLS#: 12789630 MRED as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 10:33 AM EST.

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Affordability

$220,000$450,000
1%20%
0%90%
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Estimated monthly payment

$2,767/mo

  • Mortgage$1,694
  • Property tax$868
  • HOA fee
  • Homeowners insurance
Due at closing$266,325
Down payment held in escrow$67,000
Closing costs$5,025
beycome credit Est.$6,700

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Heritage Harbor

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 13, 2026 at 10:33am EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$335,000 Listed price

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$6,700 Credit back

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