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Active - House for sale

822 KENTUCKY AVENUE, St Cloud, FL

2 bds|1 bth|825 sqft

Facts & features

House Property type
15 days on Beycome
1945 Year built
$242 Price/Sqft.
7,884 sqft Lot size

Why you’ll love it

SMALL-TOWN CHARM NEAR HISTORIC DOWNTOWN ST. CLOUD! Built in 1945 and set on a corner lot with mature trees and NO HOA, this 2-bedroom, 1-bath home puts local shops, cafés, restaurants, and downtown events close to home. The charming screened front porch offers a shaded spot for morning coffee or a quiet evening. Inside, wood flooring adds warmth to the main living area, while the kitchen features white cabinetry and a mosaic tile backsplash. Nearby Lakefront Park on East Lake Tohopekaliga offers paved walking and biking paths, a marina, boat ramp, fishing pier, sand beach, playground, and splash pad. Located just minutes from U.S. 192 for shopping and dining, with access to Florida’s Turnpike for trips to Kissimmee, Orlando International Airport, and Central Florida’s theme parks and attractions. From dinner downtown to an afternoon by the water, this location keeps some of St. Cloud’s favorite destinations within easy reach.

Translating description...

Listings courtesy of XCLUSIVE HOMES LLC as distributed by MLS GRID.

Listed by: Cynthia Fernandez • afecy1@gmail.com • XCLUSIVE HOMES LLC

Co-listed by: XCLUSIVE HOMES LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: A4711245 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$130,000$270,000
1%20%
0%90%
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Estimated monthly payment

$1,126/mo

  • Mortgage$1,011
  • Property tax$115
  • HOA fee
  • Homeowners insurance
Due at closing$158,921
Down payment held in escrow$39,980
Closing costs$2,999
beycome credit Est.$3,998

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$3,998 Credit back

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Travel times

About St Cloud 2Nd Town Of

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$199,900 Listed price

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$3,998 Credit back

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