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Active - House for sale

Ottawa, IL

3 bds|2 bth|1,539 sqft

Facts & features

House Property type
367 days on Beycome
2024 Year built
$318 Price/Sqft.
2 car garage Parking
$205/mo HOA

Why you’ll love it

Introducing The Iris-a new 2024 ranch home offering modern, low-maintenance living in the resort community of Heritage Harbor along the Illinois River. Designed for active adults and those seeking convenient, single-level living, this thoughtfully planned home features 9' ceilings, luxury vinyl plank flooring throughout, and an open-concept kitchen, dining, and living area filled with natural light. The kitchen is appointed with quartz countertops, Whirlpool appliances, semi-custom cabinetry, and an oversized walk-in pantry, while the dedicated first-floor laundry includes cabinetry and a folding counter to make everyday life easier. The spacious primary suite features an oversized walk-in closet and a tiled shower with glass door, complemented by two additional bedrooms for guests, hobbies, or a home office. Enjoy a covered front porch, rear patio, side patio ready for gas grill, fully landscaped yard, and a two-car attached garage-plus LP Smart Siding, 30-year shingles, and optional lawn care and snow removal for true lock-and-leave convenience. Situated on a corner lot with walkable access to the community's pools, marina, walking paths, pickleball courts, and neighborhood events, this home lets you spend less time maintaining and more time living.

Translating description...

Listings courtesy of Heritage Select Realty as distributed by MLS GRID.

Listed by: Jacob Valle • Heritage Select Realty

Co-listed by: Pierre Alexander • Heritage Select Realty

Source: MRED as distributed by MLS GRID, MLS#: 12515459 MRED as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 10:33 AM EST.

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Affordability

$320,000$660,000
1%20%
0%90%
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Estimated monthly payment

$3,277/mo

  • Mortgage$2,473
  • Property tax$599
  • HOA fee
  • Homeowners insurance
Due at closing$388,755
Down payment held in escrow$97,800
Closing costs$7,335
beycome credit Est.$9,780

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Heritage Harbor

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 13, 2026 at 10:33am EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$489,000 Listed price

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$9,780 Credit back

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