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Active - House for sale

Elgin, IL

3 bds|1 bth

Facts & features

House Property type
1900 Year built
1 car garage Parking

Why you’ll love it

  • Pool
  • Garage
  • Fenced yard
  • Corner lot
  • Basement

Don't miss this rare opportunity to own a circa-1900 farmhouse style home filled with timeless character, thoughtful updates, & a truly one of a kind carriage house with lofted flex space above! An inviting enclosed porch greets you into the craftsmanship of a charming era, complemented by loving care & updates throughout by long time owners, preserving its distinctive charm while enhancing everyday functionality. Situated on a spacious fenced corner lot, this 3-bedroom, 1-bath home showcases soaring ceilings, an abundance of natural light, a generous living room, dedicated dining room, & a refreshed kitchen updated in 2023. A modern full bathroom & main level bedroom offer flexibility for guests, a home office, or first-floor living. The full basement boasts excellent storage & exciting potential for future finishing. The true standout is the rare detached carriage house, complete with a 1-car garage with stairs leading to a spacious lofted second-level flex area. Perfect for a home office, creative studio, workshop, or additional storage, this versatile structure offers possibilities that are increasingly difficult to find in today's market. Enjoy the privacy & versatility of the fenced yard & corner lot setting, providing plenty of outdoor space for relaxing, gardening, & entertaining. Location adds another layer of appeal. Ideally positioned near the highly regarded amenities of 121-acre Wing Park, residents have convenient access to the park's playground, pool, golf course, tennis courts, a myriad of athletic fields, walking & biking paths, musical performances, & more. The home is also conveniently located near downtown Elgin, the Fox River & Trail, shopping, dining, transportation, & is walking distance to all three schools for the kids, completing this picture perfect scenario. Too many improvements to list! Please refer to the home's information sheet to view the complete list of improvements. An unbeatable combination of character, space, & location, this is a true historic gem you won't want to miss!

Translating description...

Listings courtesy of Coldwell Banker Realty as distributed by MLS GRID.

Listed by: Pearl Park • Coldwell Banker Realty

Co-listed by: Coldwell Banker Realty

Source: MRED as distributed by MLS GRID, MLS#: 12754700 MRED as distributed by MLS GRID logo

Based on info available as of Nov 1, 2026 at 6:20 PM EST.

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Affordability

$175,000$365,000
1%20%
0%90%
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Estimated monthly payment

$1,808/mo

  • Mortgage$1,365
  • Property tax$443
  • HOA fee
  • Homeowners insurance
Due at closing$214,571
Down payment held in escrow$53,980
Closing costs$4,049
beycome credit Est.$5,398

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Elgin

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 01, 2026 at 06:20pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$269,900 Listed price

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$5,398 Credit back

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