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Active - House for sale

95984 Mimosa Drive, FL 32034, Fernandina Beach, FL

2 bds|2 bth|1,360 sqft

Facts & features

House Property type
172 days on Beycome
2022 Year built
$485 Price/Sqft.
2 car garage Parking
$383/mo HOA
3,049 sqft Lot size

Why you’ll love it

Immaculately kept and fully furnished, this turnkey single-story home features the highly sought-after Cindi floor plan and is perfectly positioned between the The Ritz-Carlton, Amelia Island and Omni Amelia Island Resort, just moments from the ocean, fine dining, and casual island eateries. This 2BR/2BA home offers 1,360 sq ft of modern coastal living with high ceilings, ample storage, luxury vinyl plank flooring throughout, quartz countertop and an open-concept layout designed for easy living and entertaining. The spacious gourmet kitchen features stainless steel appliances, a center island, and a 5-ring gas stovetop with a bright, airy flow into the main living areas. Relax on the private screened porch or enjoy the nearby community pool within this premier gated community. Audio and Visual present. Inside cameras do not convey.

Translating description...

Listings courtesy of Berkshire Hathaway HomeService Heymann Williams Re.

Listed by: Craig Brewis • 904-891-6505 • Berkshire Hathaway HomeService Heymann Williams Re

Co-listed by: Berkshire Hathaway HomeService Heymann Williams Re

Source: Miami MLS, MLS#: B26033129 Miami MLS logo

Based on info available as of Nov 13, 2026 at 7:00 PM EST.

Come see by yourself

Affordability

$430,000$890,000
1%20%
0%90%
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Estimated monthly payment

$4,209/mo

  • Mortgage$3,337
  • Property tax$489
  • HOA fee
  • Homeowners insurance
Due at closing$524,700
Down payment held in escrow$132,000
Closing costs$9,900
beycome credit Est.$13,200

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$13,200 Credit back

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Travel times

About Enclave At Summer Beach

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright ©2026. Based on information as of Nov 13, 2026 at 07:00pm EST.

$660,000 Listed price

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$13,200 Credit back

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