Skip to main content

Active - House for sale

980 N Gardenview TERRACE, Crystal River, FL

3 bds|3 bth|3,695 sqft

Facts & features

House Property type
191 days on Beycome
1992 Year built
$235 Price/Sqft.
2 car garage Parking
27,943 sqft Lot size

Why you’ll love it

OWNER FINANCING AVAILABLE - 4.5% INTEREST AMORTIZED OVER 30 YRS W/ 5 YR BALLOON PAYMENT & 25% DOWN. NEW METAL ROOF. Welcome to “the pretty lady of Crystal River”, seated high overlooking Kings Bay, a one-of-a-kind waterfront retreat that perfectly captures the charm, lifestyle, and investment potential of Florida’s Nature Coast. Perched on an expansive 0.64-acre lot w/ a $1M water view, this elevated home immediately impresses w/ its huge wraparound porch. Out back, a smaller porch overlooks the beautifully resurfaced pool, enclosed w/in a striking 2-story screen enclosure. Inside, you’ll find 3,695 sqft of living space (4,679 total under roof) designed for both comfort & entertaining. The main living area features a wood-burning fireplace, while the open kitchen flows seamlessly into the living room & connects to a designated dining room. Just off the kitchen, a sunroom wrapped in windows showcases breathtaking water views, bringing the outdoors in year-round. The home offers 3 beds and 2 baths on the upper 2 floors, w/ the primary suite occupying the top level—a true sanctuary complete w/ a private balcony overlooking Kings Bay. The 1st level adds incredible flexibility w/ a bonus room/4th Bedroom, flex space, & a convenient pool bath, making it perfect for guests, recreation, or additional rental potential. Thoughtful upgrades include: tankless water heater, composite wood front steps, completely fenced backyard w/ double gate, dedicated space for RV or boat trailer parking. This property has been as a short-term rental and can be sold fully furnished w/ an established book of business, offering a turnkey investment opportunity. Nestled on a private cove next to King Spring, the home sits in one of the most sought-after areas of Crystal River. This is where manatees gather for warm water refuge, and where divers came to earn their certifications. Crystal River itself is a 1st magnitude spring system connected directly to the Gulf, offering endless opportunities for boating, scalloping, fishing, kayaking, & swimming w/ the manatees. Despite its growing popularity, it still retains that coveted “Old Florida” feel—a laid-back lifestyle just 1 hr from Tampa via the Suncoast Parkway, 30 minutes to Ocala, & 1 hour to Gainesville. Outdoor enthusiasts will love being able to bike to Fort Island Trail Beach or hop onto the 46-mile Withlacoochee State Trail. And w/ ongoing revitalization in the area, property values continue to rise—making this an ideal time to invest. As a resident of Woodward Park, you’ll also enjoy deeded access to the seawall directly in front of the home, where you can launch kayaks or temporarily tie up your boat. This setup delivers the benefits of waterfront living w/out the waterfront property taxes & lower shared maintenance costs. House is being used as a short-term rental so please call or use ShowingTime to schedule a viewing. This is a turn key investment property being sold with the book of business or all contents can be removed prior to closing. The seawall in front of the home is shared with other residents of Woodward Park. The primary living space was not affected by hurricane Helen in 2024, only the garage and downstairs space. The owner does not have flood insurance. Homeowners insurance is $3582/year. Blue polywood picnic table set by the pool, 2 rocking chairs on front porch and antique display case in living room DO NOT convey.

Translating description...

Listings courtesy of PLANTATION REALTY, INC. as distributed by MLS GRID.

Listed by: Tina Champagne • tina.champagne72@gmail.com • PLANTATION REALTY, INC.

Co-listed by: PLANTATION REALTY, INC.

Source: Stellar MLS as distributed by MLS GRID, MLS#: CC854576 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

Come see by yourself

Affordability

$565,000$1,175,000
1%20%
0%90%
Discover how to buy smarter Book a call with our buying expert
Estimated monthly payment

$5,302/mo

  • Mortgage$4,399
  • Property tax$903
  • HOA fee
  • Homeowners insurance
Due at closing$691,650
Down payment held in escrow$174,000
Closing costs$13,050
beycome credit Est.$17,400

Beycome estimates only. Actual amounts and terms vary by lender and location.

Save Credit back

Make a winning offer, and get up to

$17,400 Credit back

Start an offer

Discover the neighborhood

Travel times

About Crystal River

Loading area overview…

This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 12 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$870,000 Listed price

Make a winning offer, and get up to

$17,400 Credit back

Make an offer