Updated November 2026. Competitor prices from each company’s own website, read October 20–26, 2026; Beycome prices re-checked November 2, 2026. This page compares all-in cost and service level.
A flat fee MLS listing in Greater Katy, TX goes on HAR, the Houston MLS, for $85 to $499 upfront across the ten companies we compared in November 2026. Three add a fee at closing: $330 to $1,652 more on Katy’s typical $330,400 home. Beycome Basic starts from $99 with $0 at closing. See the Katy listing page.
Jump to: 💲 All-in cost · 📸 What you get · 🏢 Companies · 📍 Katy rules · ❓ FAQ
Greater Katy in numbers, October 2026
- Zillow’s typical home value for Katy was $330,400 in September 2026, down 3.2% over the year (Zillow Research).
- HAR.com showed 3,284 Katy homes for sale in October 2026, with an average asking price of $438,759 and $167 per square foot.
- HAR allows up to 50 photos per listing; entry plans here carry 4 to 50.
- Katy ISD’s tax rate is $1.1171 per $100 of value for 2026-2027, so the school tax proration is a real line on your settlement statement.
Katy has one quirk: the city is centered where Harris, Fort Bend and Waller counties meet, and HAR notes that many homes with a Katy address sit outside city limits. The MLS is the same for all of them.
How much does a flat fee MLS listing cost in Greater Katy?
Each company’s lowest-priced MLS plan, plus its stated closing fee on a $330,400 sale.
| Entry plan | Paid upfront | Charged at closing | All-in on $330,400 | HAR photos | Listing term |
|---|---|---|---|---|---|
| Beycome Basic | From $99 in most states (see your state page) | $0 | $99 | Up to 50 (the HAR max) | Up to 24 months** |
| Brokerless $99 plan | $99 | $0 | $99 | 6 | 6 months |
| Congress Realty Basic | $299 | None stated | $299 | Up to 4 | 6 months |
| Flat Fee Group, Texas MLS Basic | $499 | “NO back end or closing fees” | $499 | 50+ | 6 months |
| Homecoin | $149 | $0 | $149 | Max | 12 months |
| HomeZu Basic | $399 | 0.1% ($330) | $729 | 20 | 6 months |
| Houzeo Bronze | $399 | $0 | $399 | 25 | 6 months |
| ISoldMyHouse Get Listed | $299 | None stated | $299 | 6 to 10 | 6 months |
| List With Freedom Gold | $89 | 0.5% ($1,652) | $1,741 | 25 | 6 months |
| Unreal Estate Basic | $85 | 0.5% ($1,652) | $1,737 | 15 | 6 months |
Two plans tie at $99 all-in, but they aren’t the same listing. Ours carries every photo HAR allows and stays live up to 24 months. The Brokerless $99 plan carries 6 photos for 6 months, and its $188 plan steps up to more photos and 12 months.
What would a percentage listing fee be on a Katy home?
For scale: a 3% listing commission on $330,400 would be $9,912. That figure is only an example. Commissions are not set by law or NAR rules, and they’re fully negotiable. Sellers choose whether to offer any buyer-agent compensation, and how much, and since August 17, 2024 such offers can’t be shown on the MLS (NAR settlement FAQs).
A full-service agent is a fair choice too: they price, market and handle the negotiation. A flat fee listing puts the same home on HAR and leaves those jobs to you.
What do you get for the money: photos, term and help?
The rest of the entry-level service, from each company’s own pages. “Not stated” means the site didn’t say.
| Company | Offers and e-sign | Who negotiates | Listing changes | Showings | Canceling |
|---|---|---|---|---|---|
| Beycome | Offer dashboard and e-sign | Artur AI (offers and negotiation); human on Concierge | Unlimited, free | ShowingTime, when available | No fee*; no refund once listed |
| Brokerless | Not stated | You do | Free status changes | ShowingTime, $50 add-on | Not stated |
| Congress Realty | DocuSign documents | You do (Full Service plan adds help) | Up to 5 | Not stated | Not stated |
| Flat Fee Group (Texas) | Not stated | You do on MLS plans | Not stated | ShowingTime app listed | Anytime, unless under contract |
| Homecoin | Listing forms e-signed | You do; help is a paid add-on | 10 free | Not stated | No cost |
| HomeZu | DocuSign | You do on Basic | Unlimited | Not stated | No fee to end the listing |
| Houzeo | Not listed on Bronze | You do on Bronze | 10 on Bronze | Not stated | Only with no active offers |
| ISoldMyHouse | Listing contract e-signed | You do | Not stated | Not stated | Anytime |
| List With Freedom | Offer review is a $595 add-on | You do | Unlimited, free | Not stated | No fee without a pending contract |
| Unreal Estate | Not stated | Email questions to a broker | 2 on Basic | Not stated | $0 fee |
If you want a person on your side
| Top plan | Upfront | At closing | All-in on $330,400 | Term |
|---|---|---|---|---|
| Beycome Concierge | See current price | $0 | Concierge price only | Up to 24 months** |
| Congress Realty Full Service | $399 | 0.5% | $2,051 | 6 months |
| Flat Fee Group, Texas Full Service | Just under $1,000 | “NO back end or closing fees” | Just under $1,000 | 12 months |
| HomeZu Premium | Just under $1,000 | 0.1% | $1,329 | 6 months |
| Houzeo Platinum | $499 | 1.25%, minimum just under $1,000 | $4,629 | 12 months |
| List With Freedom Platinum Plus | $395 | 0.25% | $1,221 | 12 months |
| Unreal Estate Premium | $375 | 0.5% | $2,027 | Not stated |
With Beycome Concierge, experts give full support through closing, including negotiation, and you stay in control of every decision. Support 7 days a week, Artur AI 24/7.
Which Katy seller does each company suit?
A short, fair read on each, A to Z after ours, reviews quoted as written.
Beycome. Basic, from $99 in most states, puts your home on HAR with the full 50 photos, up to 24 months, free changes, e-sign and $0 at closing. Enhanced ($399) adds a pro photo shoot. You talk to buyers yourself unless you pick Concierge (see current price), where an expert negotiates with you, always on your side.
Brokerless. A $99 plan with no closing fees; it names HARMLS among its Texas MLSs. It suits a quick sale that needs few photos. ShowingTime costs $50 extra.
Congress Realty. A Texas broker with flat plans from $299 and no listing commission at closing on those plans. Basic has very few photos; Plus and Premium raise that to the maximum.
Flat Fee Group. Its Texas page is run by a local broker, Listing Results LLC. MLS Basic is $499 for 6 months with 50+ photos and no closing fee.
Homecoin. $149 for 12 months with max photos and 10 free changes, and nothing at closing. Listing help costs extra. Reviews:
- From Mark on Google Reviews: “It was a great experience that I would recommend to anyone.”.
- From Johny on Google Reviews: “there is absolutely no in person customer service to talk to.”.
HomeZu. Unlimited edits and DocuSign on the $399 Texas plan, 20 photos, 6 months. Its Texas page shows a 0.1% fee at closing and elsewhere says there’s never one, so get it in writing. Reviews:
- From Ian on Yelp: “Their listing process is cost effective, very simple and user friendly.”.
- From Westledge on Yelp: “They’re more than willing to contact you almost immediately unless you’re trying to cancel.”.
Houzeo. Bronze is a true flat fee: $399, $0 at closing (read Oct 20, 2026). But Bronze caps you at 25 photos, 10 listing changes and 6 months. Every plan above it charges a percentage at closing: Silver $449 plus 0.5%, Gold $479 plus 1%, Platinum $499 plus 1.25%, with a minimum at closing of just under $1,000. On a $330,400 Katy home, Platinum comes to about $4,629. Houzeo’s Terms of Use say it is “a licensed real estate brokerage in Texas and Alabama” and also that it “does not provide brokerage services or act as a real estate broker” (read October 26, 2026). Reviews:
- From Stefanie on Trustpilot (read October 26, 2026): “The level of support, clarity, and professionalism was beyond what I expected.”.
- From William on Trustpilot (read October 26, 2026): “they charge your credit card before you get to read the terms and conditions.”.
ISoldMyHouse. $299 or $399, no closing fee stated. Its site doesn’t list Texas MLSs, so ask before you pay.
Sell smarter
List your home on the MLS from $99
A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.
Sell your home →Buy smarter
Get up to 2% back at closing
On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).
Buy a home →List With Freedom. The lowest upfront price after Unreal Estate, at $89, plus a 0.5% compliance fee at closing on Gold. Changes are free and unlimited. Reviews:
- From Chuck on Trustpilot (read October 26, 2026): “It is fairly simple to get started and get the listing going.”.
- From Leonard on Trustpilot (read October 26, 2026): “turns out that the listing agent took a .25% fee from the 2.50% I was going to pay the buyers broker.”.
Unreal Estate. $85 upfront with 15 photos and 2 free edits, plus 0.5% at closing.
What Katy rules change your paperwork and costs?
Three counties, one mailing address
Harris County, Fort Bend County and Waller County each have their own appraisal district, tax office and county clerk. Check your parcel’s county and school district before you list; many Greater Katy homes are in Katy ISD, but not all.
HOA resale certificates in master-planned communities
Much of Greater Katy is master-planned. Under Texas Property Code §207.003, the association must deliver a resale certificate within 10 business days of a written request. The fee for it is capped: “not to exceed $375,” plus up to $75 for an update. Order it when you accept an offer (Texas Property Code ch. 207).
MUD notices
Many Katy-area subdivisions get water and sewer from a municipal utility district. If yours does, Texas Water Code §49.452 requires a written notice to the buyer stating the district’s current tax rate and that it “may impose an unlimited rate of tax” to pay its bonds. Your MUD tax rate is on your tax statement.
Flood and reservoir questions
The Texas seller’s disclosure in Property Code §5.008 asks about present flood insurance, flooding from “a controlled or emergency release of water from a reservoir,” and whether the home is in a 100-year or 500-year floodplain. Our page on selling a Texas home without a realtor lists the other costs and rules. Answer from records, not memory, and keep any flood insurance claims handy (Texas Property Code ch. 5).
School taxes at closing
Katy ISD’s 2026-2027 rate is $1.1171 per $100 (Katy ISD). On $330,400 that’s about $3,691 a year before exemptions. With the $140,000 school homestead exemption the Texas Comptroller describes, it drops to about $2,127. A mid-year closing credits your buyer about half.
How do you close a Katy sale?
Beycome Title closes Texas sales for a $299 settlement fee from its office at 1800 West Loop South in Houston, and Florida sales for $99 when prepaid on beycome.com. It also closes in Michigan, Ohio, Illinois and Indiana.
Buying your next Katy home? The Beycome buyer program has no upfront fee: Beycome keeps 1% of the price (minimum $1,499) and credits the rest at closing, with lender approval. It’s open to every buyer on homes listed by other agents (not most FSBO homes, or homes listed by Beycome sellers).
Weighing other routes? Compare the ways to sell a house in Houston, or see the flat fee MLS Houston comparison for inside the city. More Katy guides: list a Katy home on the MLS by owner, sell a Katy home FSBO, sell in Katy without a realtor, and the Katy FSBO websites comparison for which sites reach buyers. Statewide: Texas flat fee MLS options and listing a Texas home by owner. Ready? Start your Beycome listing.
Greater Katy FAQ
Which MLS covers Katy, TX?
HAR, the Houston Association of REALTORS MLS, covers Katy in Harris, Fort Bend and Waller counties. A flat fee broker who is a HAR member enters your listing.
How much is flat fee MLS in Greater Katy?
Entry plans run $85 to $499 upfront as of October 2026. Adding closing fees on a $330,400 home, all-in costs run from $99 to about $1,741.
Do I need a realtor to sell my house in Katy?
No, it’s not required; it’s your choice. An agent prices, markets and negotiates for a commission. With a flat fee listing you handle those parts, or pick a plan with help.
How much does an HOA resale certificate cost in Texas?
Texas Property Code §207.003 caps it at $375, plus up to $75 for an update. The HOA has 10 business days to deliver it after a written request.
Can I sell my house fast in Cinco Ranch without an agent?
Yes. Price it from recent Cinco Ranch sales, list it on HAR with full photos, and order the HOA resale certificate and MUD notice early so closing isn’t delayed.
What is the top real estate company in Katy?
It depends on the help you want. HAR.com lets you look up Katy agents and their sales; for a flat fee listing, compare the tables above.
Is flat fee MLS in Greater Katy the same as in Houston?
Yes for the MLS: both use HAR. The local paperwork differs by address, since a Katy home can sit in Harris, Fort Bend or Waller County, each with its own MUD, HOA and school taxes.
Beycome prices as of November 2, 2026: Basic from $99 in most states (see your state page); Concierge pricing is on the Concierge page. Competitor prices from their own sites on the dates shown. “$0 at closing” means no Beycome fee at closing; taxes, title fees, HOA and MUD items and any agreed buyer-agent compensation still apply. * Cancel free: no cancellation fee (Georgia MLS $25); listings under contract can’t be canceled; no refund once listed. ** Listing term is the maximum the state and MLS allow (24 months; 12 in MD and PA). Basic and Enhanced get offer and negotiation help from the Artur AI assistant, not a person.
Beycome Title: Florida, Texas, Michigan, Ohio, Illinois and Indiana. Buyer credit: minimum $1,499 kept by Beycome, lender approval required; not on FSBO homes or homes listed by Beycome sellers. General information, not legal advice; rules vary by state and MLS.
Sources
- Zillow Research, Home Value Index (ZHVI), September 2026.
- HAR.com, Katy, TX profile, read October 26, 2026.
- Houston Association of REALTORS, about HAR, read October 26, 2026.
- Beycome, Houston MLS (HAR) listing rules, read October 26, 2026.
- Texas Property Code ch. 207, resale certificates, read October 26, 2026.
- Texas Property Code ch. 5, seller’s disclosure, read October 26, 2026.
- Texas Water Code ch. 49, MUD notice, read October 26, 2026.
- Katy ISD, tax rate 2026-2027, read October 26, 2026.
- Texas Comptroller, property tax exemptions, read October 26, 2026.
- NAR, settlement FAQs, read October 26, 2026.
- Competitor pricing pages (Brokerless, Congress Realty, Flat Fee Group, Homecoin, HomeZu, Houzeo, ISoldMyHouse, List With Freedom, Unreal Estate), read October 20 and 22, 2026; Houzeo Terms of Use and SimpleShowing home page, read October 26, 2026.
- Beycome Title, settlement fees, October 2026.
- Beycome, listing package features, re-checked November 2, 2026.
Disclosure & Disclaimer
Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.
Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.
Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.
Verify relevant information directly and consult qualified professionals before making decisions. Beycome services are subject to applicable agreements, eligibility requirements, and state-specific terms.
