Updated October 2026. For owners comparing flat fee brokerage with percentage commissions, for homes and for commercial property.
A flat fee real estate brokerage charges a set price to list your property instead of a percentage of the sale. As of October 2026, Beycome’s residential MLS packages are $99 (Basic) and $399 (Enhanced), with $0 due to Beycome at closing. Commercial property works differently: flat fee commercial brokers exist, but most deals run on fees negotiated deal by deal, and selling a business has its own business broker fee rules.
Jump to: 🏢 How it works · 💲 Flat fee vs percentage · 🏠 Commercial property · 🤝 Choosing a broker · ❓ FAQ
Key takeaways
- A flat fee stays the same whatever the price: Beycome Basic is $99 on a $200,000 home or a $900,000 home.
- On a $400,000 sale, a 3% listing fee would be $12,000; that’s an example only, and every commission is negotiable.
- Since August 17, 2024, offers of buyer-agent compensation can’t be shown on the MLS (NAR).
- Beycome Title handles residential and commercial closings in Florida and Texas.
The idea is simple. You pay for the service you use, not a share of your equity. What you give up is some of the hands-on help a full-service agent provides, unless you pick a plan where people do that work for you.
How does a flat fee real estate brokerage work?
A flat fee broker is a licensed brokerage that lists your property on the MLS for a fixed price. The listing reaches buyer agents and, through syndication, the big home search sites. You usually handle showings and talk to buyers yourself, with tools and support from the broker.
Packages differ in what’s included. With Beycome:
- Basic, $99: MLS listing with the maximum photos the MLS allows and the longest term the state and MLS allow**.
- Enhanced, $399: adds professional photos, with the MLS listing live in 36 hours or less (the photo shoot is scheduled separately).
- Concierge, $1,399: experts give full support and negotiate with you, always on your side, and you stay in control of every decision.
Every package includes e-signature, unlimited listing updates, ShowingTime where the MLS offers it and the Artur AI assistant. On Basic and Enhanced, Artur AI helps with offers and negotiation; on Concierge, a person negotiates. Details are on our flat fee MLS page.
The legal frame varies by state, including what a broker must do for a client. Nolo has plain-English guides to real estate law, and the American Bar Association lists lawyer referral services if you want a contract reviewed.
What does a flat fee broker leave to you?
On a basic plan, you’re the one buyers call. You set showing times, walk people through the home or let their agent do it, and answer questions about the roof, taxes and HOA. When offers come in, you compare price, deposit, financing and dates, then counter in writing.
You also keep the paperwork moving: disclosures, the contract, the inspection response and the title company’s requests. That’s real work, but it’s work many owners already do for other big purchases. If it sounds like too much, a plan with human negotiation, or a full-service agent, is a fair choice.
How does a flat fee compare with a percentage commission?
A percentage grows with the price. A flat fee doesn’t. The table uses 3% as an example only.
| Sale price | 3% listing fee (example) | Beycome Basic | Beycome Concierge |
|---|---|---|---|
| $250,000 | $7,500 | $99 | $999 |
| $400,000 | $12,000 | $99 | $999 |
| $750,000 | $22,500 | $99 | $999 |
That 3% figure is an illustration. Commissions are not set by law or NAR rules and are fully negotiable. Our guide to real estate competition explains the federal view and the state rules that still limit choice. Sellers choose whether to offer any compensation to a buyer’s agent, and how much, and since August 17, 2024 those offers can’t appear on the MLS, per the NAR settlement FAQs.
A realtor isn’t required to sell; it’s your choice. A full-service agent earns the fee by pricing, marketing, showing and negotiating, and many sellers want that. A flat fee makes sense when you’re comfortable with showings and offers, or when you want Concierge-level help at a set price. Personal finance sites such as Bankrate show how fees eat into home equity over time, and the Consumer Financial Protection Bureau explains every line on a closing statement.
Our guide to flat fee real estate in 2026 runs the numbers further, and low commission brokers vs flat fee MLS compares the two discount models.
Are there flat fee commercial real estate brokers?
Yes, though they’re less common than on the residential side. Commercial property, such as offices, retail, industrial buildings and larger apartment complexes, sells to a different set of buyers: investors, businesses and funds. Deals depend on leases, income and zoning more than on a home’s photos.
Sell smarter
List your home on the MLS from $99
A flat fee instead of a percentage, and $0 to Beycome at closing. You stay in control of your sale.
Sell your home →Buy smarter
Get up to 2% back at closing
On homes listed by other agents, Beycome credits you up to 2% of the price at closing (1% kept, $1,499 minimum; not on FSBO homes or homes listed by Beycome sellers).
Buy a home →That changes how brokers are paid. Commercial fees are negotiated deal by deal, as a percentage, a flat fee, or a mix. Commercial listings are often marketed on commercial listing platforms such as LoopNet and Crexi, and through brokers’ investor networks, more than through the residential MLS.
If you’re weighing a flat fee commercial broker, ask the same questions you’d ask for a home, plus a few:
- Which platforms and networks will the listing reach?
- Who prepares the offering memo, rent roll and financials?
- Who screens buyers and handles confidentiality agreements?
- What is owed at closing, if anything, and is any fee due if you find the buyer yourself?
- Can you cancel, and what does it cost?
Beycome’s flat fee MLS packages are built for homes. For the closing, though, Beycome Title handles residential and commercial transactions in Florida and Texas, with a $99 settlement fee in Florida (prepaid at checkout) and $299 per side in Texas. It also closes in Michigan, Ohio, Illinois and Indiana.
How do you choose a flat fee broker for a home sale?
Compare plans at the same service level, never price alone. These are the items we’d check side by side:
- Upfront price and any fee due at closing.
- Photos allowed on the MLS and the listing term.
- Which MLS, and whether the listing reaches Zillow, Realtor.com and Redfin.
- Offer tools, e-signature and who helps you negotiate.
- Changes included, cancellation terms and refunds.
Our 7 reasons to work with a flat fee broker and pros and cons of a flat fee MLS listing help you decide. For more on the model, read smart, streamlined real estate with flat fee brokerages, how to sell FSBO with flat fee MLS tools and tips for buying or selling fast.
Before you list, price the home with our property value calculator and get it ready with these home staging strategies. If you’d rather skip the MLS entirely, see how for sale by owner works with free tools. Beycome lists in 17 states and DC and has served 22,000+ homeowners, who have saved over $225 million.
Buying your next home? The Beycome buyer program has no upfront fee. Beycome keeps 1% of the price (minimum $1,499) and credits the rest of the buyer-agent commission at closing, with lender approval. It’s open to every buyer on homes listed by other agents; the credit can’t apply where no buyer-agent commission is offered, like most FSBO homes, or on homes listed by Beycome sellers.
Frequently asked questions about flat fee real estate brokerage
What is a flat fee real estate broker?
A licensed brokerage that lists your property for a set price instead of a percentage. Beycome Basic is $99, with $0 due to Beycome at closing.
Do flat fee commercial real estate brokers exist?
Yes, but most commercial fees are negotiated per deal. Ask what’s owed at closing, which platforms the listing reaches, and who prepares the financials.
Is a flat fee broker cheaper than a commission?
Usually, on the listing side. A 3% example on $400,000 is $12,000 against $99 for Basic. Commissions are negotiable and not set by law or NAR rules.
Do I still pay the buyer’s agent with a flat fee broker?
Only if you choose to offer it. It’s negotiable, and since August 17, 2024 it can’t appear on the MLS.
What if I want someone to negotiate for me?
Pick a plan where people negotiate. Beycome Concierge is $1,399, with experts and full support; you stay in control.
Can Beycome Title close a commercial deal?
Yes, in Florida and Texas, where it handles residential and commercial transactions.
Beycome prices as of November 2026; Basic is $129 in California and Illinois and Concierge is $1,399. “$0 at closing” means no Beycome fee at closing; other closing costs, taxes, title and any agreed buyer-agent compensation still apply. ** Listing term: the maximum the state and MLS allow (24 months; 12 in MD and PA). Commission figures are examples only. Beycome Title: Florida, Texas, Michigan, Ohio, Illinois and Indiana. Buyer credit: minimum $1,499, lender approval, not on FSBO homes or homes listed by Beycome sellers. General information, not legal advice; rules vary by state and MLS.
Sources
- NAR, settlement FAQs, read October 27, 2026.
- Beycome Title, states, services and fees, read October 27, 2026.
- Beycome, listing package features, October 2026.
Disclosure & Disclaimer
Beycome provides real estate services through affiliated licensed brokerages and has a commercial interest in the services and business models discussed on this blog. Content reflects Beycome’s perspective and may promote our services; it should not be treated as independent or neutral reporting.
Articles are provided for general informational and educational purposes only, not as financial, tax, legal, or investment advice or a recommendation for your particular situation. Reading this blog does not create a brokerage, advisory, or other professional relationship.
Information, opinions, pricing, service descriptions, and comparisons reflect the sources and information available when an article was published or last updated and may change. Although we aim for accuracy, we do not guarantee that all content is complete, current, or applicable to your circumstances. Laws, market conditions, and service availability vary by location. Examples and estimated savings are illustrative, depend on stated assumptions, and do not guarantee individual results.
Verify relevant information directly and consult qualified professionals before making decisions. Beycome services are subject to applicable agreements, eligibility requirements, and state-specific terms.
