General

General

Should I Refinance My Mortgage?

When is the best time to refinance, and should I refinance at all? These are questions homeowners ask...

2 min Aug 3, 2020

What is the Foreclosure Process and How Long Does it Take?

Foreclosure allows a lender to financially recover from a defaulted loan on a house. This processes is initiated...

2 min Aug 3, 2020

What is the Difference Between a Short Sale and a Deed-in-lieu?

There are two options when foreclosure is an inevitability and you want to make the process as painless...

2 min Aug 3, 2020

What Does a “Short Payoff” Mean?

Short Payoff

2 min Aug 3, 2020

Is 100% Financing Available?

The short answer? Yes, 100% financing is available! This is a great option for new and repeat buyers...

2 min Aug 3, 2020

How Long Does the Eviction Process Take?

When a landlord wants to remove a tenant from their rental home, they move forward with an eviction...

2 min Aug 3, 2020

Can I Buy a Home Again After Bankruptcy?

Filing for bankruptcy is a way to erase certain types of debt and stop creditors from harassing you....

2 min Aug 3, 2020

Who Pays the Closing Costs on a Home?

The buyer typically pays for any fees relating to their mortgage loan. The seller typically pays the agent’s commission and various fees relating to the transfer...

2 min Jul 27, 2020

How Much does Closing Typically Cost? 

California: Home-buyers can expect closing costs to average of 2% to 3%. There are two types of expenses:...

2 min Jul 27, 2020

What is a closing?

What is a Closing in Real Estate: Understanding the Final Step in the Home Buying Process Closing is...

2 min Jul 27, 2020

What is a Vantage Score?

A VantageScore is one of the two main credit scoring models that banks and lenders use to evaluate...

2 min Jul 22, 2020

What Credit Score Do You Need to Buy a House? (2026 Minimums by Loan Type)

There’s no single “magic number” credit score to buy a house — the real minimum depends on the...

6 min Jul 22, 2020

How Do I Get a Copy of My Credit Report?

Why you should check your credit every year Checking your credit report and credit score each year helps...

2 min Jul 19, 2020

How Can I Better My FICO Score?

A FICO score is a type of credit used to assess the “risk” of lending to someone. A...

2 min Jul 17, 2020

What is a Good Credit Score?

A good credit score is what each of us aspires to. After all, a credit score is one...

8 min Jul 17, 2020

How Can I Build My Credit?

What is a credit score A credit score comes from an algorithm that analyzes the information in your...

3 min Jul 17, 2020

Who Qualifies for an FHA Loan? Requirements, Limits & How to Apply

FHA loans are the single most accessible mortgage product in the United States. They’re designed for buyers who...

6 min Jul 17, 2020

What is the Size of Down Payment For FHA Loans?

Federal Housing Administration loans, often called FHA loans, offer strong advantages for new and first-time homebuyers. Many buyers...

2 min Jul 17, 2020

What Are Seller Concessions? How to Negotiate Thousands Off Your Closing Costs

Seller concessions are one of the most under-used negotiating tools in home buying. When used right, they can...

6 min Jul 17, 2020

How Does the FHA Help Buyers Purchase Homes?

What is an FHA loan Many families believe that low to moderate income or a less-than-perfect credit score...

3 min Jul 17, 2020

Should I Buy Instead of Rent?

Buying a home is the great American dream! Homeownership remains one of the most powerful ways to build...

2 min Jul 6, 2020

What Is PMI (Private Mortgage Insurance)? Cost, Rules & How to Avoid It

Private mortgage insurance — PMI for short — is the extra fee lenders tack on when you put...

6 min Jul 6, 2020

What is a Good Faith Estimate?

Within just three days of applying for a loan, you will get a document called a Good Faith...

2 min Jul 6, 2020

What is beycome’s Contact Information?

Feel free to use our below contact information for anything you may need! At Beycome, our role goes...

2 min Apr 24, 2020