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Real Estate Glossary

What is the HUD/ Closing statement?

HUD is an acronym for the Department of Housing and Urban Development, a government agency that was established in 1965. President Lyndon B. Johnson established HUD as part of an effort to combat poverty.

It is a document that lists all charges and credits owed to the buyer and seller in a real estate transaction or a mortgage refinance transaction.

It must be used for all real estate transactions that are subject to the Real Estate Settlement Procedures Act unless it is specifically exempted by federal regulations.

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IDX© information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate.

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Artur

Real Estate Assistant