Mortgage Basics

Mortgage Basics

Plain-language guides to mortgages — rates, pre-approval, loan types, and what to watch out for.

35 articles

Mortgage Basics articles

How to Get a Mortgage When Your Credit Isn’t Great Buying a Home

How to Get a Mortgage When Your Credit Isn’t Great

If your credit isn’t the best, you could be forgiven for assuming that a home loan is just…

Minimum Down Payment: 4 Things to Know About It Buying a Home

Minimum Down Payment: 4 Things to Know About It

Unless you’ve been living under a rock, you’re probably aware that the housing market is on the rebound.…

6 Useful Tips On How To Understand The Financial World Of Home Loans Buying a Home

6 Useful Tips On How To Understand The Financial World Of Home Loans

The financial system is primarily composed of loans or debt. There are many types of loans that people…

How important is your credit score when buying a home? Buying a Home

How important is your credit score when buying a home?

Importance of the Credit Score: Let’s face it, the economy was looking bleak not all that long ago.…

Your Mortgage Forbearance Is Ending? Know Your Next Step Buying a Home

Your Mortgage Forbearance Is Ending? Know Your Next Step

In case you are going through some financial crisis, a mortgage forbearance provides you temporary relief from making…

Useful Tips for Fixing Bad Credit Buying a Home

Useful Tips for Fixing Bad Credit

Living with bad credit can make things difficult for you if you do not address it immediately. It…

What it Means to be ‘Pre-Approved’ for a Mortgage Buying a Home

What it Means to be ‘Pre-Approved’ for a Mortgage

Close your eyes. Take a deep breath in. Now, exhale. Visualize you are standing inside of a house.…

5 Millennial Mortgage Tips  Buying a Home

5 Millennial Mortgage Tips 

Is owning a home out of reach for millennials? Rising home prices, a shortage of housing, and soaring…

Our selection of Free Credit Score Online in 2026 Buying a Home

Our selection of Free Credit Score Online in 2026

What a credit score? A credit score in the United States is a number representing the creditworthiness of…

Mortgage Loan Comparison: 15-Year vs. 30-Year Buying a Home

Mortgage Loan Comparison: 15-Year vs. 30-Year

When it comes down to buying a home, there is no shortage of decisions that need to be…

Credit Score Issues: How to Buy or Rent With Them Buying a Home

Credit Score Issues: How to Buy or Rent With Them

A common question for those searching for their next home is  “How can I buy or rent a house…